Compare Today’s Refinance Rates for Smithville, Georgia 31787
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Smithville, Georgia 31787.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,818 over the lifetime of your mortgage, which translates to a monthly savings of $22 in Smithville and other areas of Lee county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Smithville, Georgia 31787
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Interactive Refinance Rate Projections for Smithville, Georgia 31787
Pureloan has developed an interactive chart to monitor the five largest local lenders in Smithville, GA 31787, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Smithville, Georgia 31787 from 2024 - 2016
The following historical data provides insights into refinancing trends in Smithville, Georgia and the surrounding Lee county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.00% | 61.52% | 51.42% | 53.11% | 61.09% | 68.94% | 56.56% | 58.42% | 61.96% |
avg refi rate | 6.18% | 4.05% | 3.00% | 3.30% | 4.41% | 4.53% | 4.11% | 3.94% | 4.04% |
% 15 year fixed refinance | 6.67% | 25.18% | 30.87% | 30.95% | 29.29% | 21.28% | 30.77% | 27.72% | 26.67% |
avg refi rate | 5.62% | 2.87% | 2.48% | 2.78% | 3.73% | 4.10% | 3.40% | 3.06% | 3.21% |
Avg credit score | 752.12 | 737.03 | 750.72 | 754.10 | 745.08 | 747.08 | 750.23 | 744.23 | 749.63 |
Avg LTV (loan to value) | 65.33% | 65.68% | 68.28% | 70.97% | 73.27% | 73.90% | 73.24% | 75.70% | 74.14% |
Avg DTI (debt to income) | 35.33 | 34.13 | 31.80 | 31.32 | 33.08 | 32.76 | 31.83 | 32.60 | 31.99 |
Avg refinance insurance % | 6.02% | 2.29% | 2.82% | 4.37% | 5.24% | 6.11% | 6.04% | 6.92% | 5.64% |
Best Refinance Brokers around Smithville, Georgia 31787
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Smithville, Georgia 31787, we have compiled a list of top refinance brokers to assist you in the process.
Jennifer Yawn
Mortgage Loan Originators
118 20th St E
Tifton, GA 31787
(229) 388-6245
jenniferyawn@synovusmortgage.com
Smui Bob
Loan Officer
214 12th St W
Tifton, GA 31787
(229) 382-0222
smui_bob@friendlycity.net
Alison Dowe
Senior Director
101 S Crawford St
Thomasville, GA 31787
(229) 584-0939
Alison.Dowe@synovus.com
Audrey Hollingsworth
Group Executive
101 S Crawford St
Thomasville, GA 31787
(229) 584-0939
Audrey.Hollingsworth@synovus.com
Curtis Perry
Executive Vice President
101 S Crawford St
Thomasville, GA 31787
(229) 584-0939
Curtis.Perry@synovus.com
Address
118 20th St E
Tifton, GA
Contact
(229) 388-6245
Fax (301) 639-0804
jenniferyawn@synovusmortgage.com
Address
214 12th St W
Tifton, GA
Contact
(229) 382-0222
Fax (301) 639-0804
smui_bob@friendlycity.net
Address
101 S Crawford St
Thomasville, GA
Contact
(229) 584-0939
Fax (301) 639-0804
Alison.Dowe@synovus.com