Compare Today’s Refinance Rates for Townsend, Georgia 31331
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Townsend, Georgia 31331.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Townsend, Georgia 31331. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,818 or $22 per month in Townsend and other parts of Mcintosh county.
Summary of Average Refinances in Townsend, Georgia 31331
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Interactive Refinance Rate Projections for Townsend, Georgia 31331
Pureloan has developed an interactive chart to monitor the five largest local lenders in Townsend, GA 31331, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Townsend, Georgia 31331 from 2024 - 2016
The following historical data provides insights into refinancing trends in Townsend, Georgia and the surrounding Mcintosh county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.00% | 61.52% | 51.42% | 53.11% | 61.09% | 68.94% | 56.56% | 58.42% | 61.96% |
avg refi rate | 6.18% | 4.05% | 3.00% | 3.30% | 4.41% | 4.53% | 4.11% | 3.94% | 4.04% |
% 15 year fixed refinance | 6.67% | 25.18% | 30.87% | 30.95% | 29.29% | 21.28% | 30.77% | 27.72% | 26.67% |
avg refi rate | 5.62% | 2.87% | 2.48% | 2.78% | 3.73% | 4.10% | 3.40% | 3.06% | 3.21% |
Avg credit score | 752.12 | 737.03 | 750.72 | 754.10 | 745.08 | 747.08 | 750.23 | 744.23 | 749.63 |
Avg LTV (loan to value) | 65.33% | 65.68% | 68.28% | 70.97% | 73.27% | 73.90% | 73.24% | 75.70% | 74.14% |
Avg DTI (debt to income) | 35.33 | 34.13 | 31.80 | 31.32 | 33.08 | 32.76 | 31.83 | 32.60 | 31.99 |
Avg refinance insurance % | 6.02% | 2.29% | 2.82% | 4.37% | 5.24% | 6.11% | 6.04% | 6.92% | 5.64% |
Best Refinance Brokers around Townsend, Georgia 31331
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Townsend, Georgia 31331, we have compiled a list of top refinance brokers to assist you in the process.
Page Rountree
Loan Officer
PO Box 1881
Rincon, GA 31331
(912) 826-2246
page@oglethorpemortgage.com
Tia Quattlebaum
Loan Officer
PO Box 1881
Rincon, GA 31331
(912) 826-2246
tia@oglethorpemortgage.com
Chris Beecher
Loan Officer
PO Box 1881
Rincon, GA 31331
(912) 826-2246
chris@oglethorpemortgage.com
Shannon Sasser
Loan Officer
1010 North Way
Darien, GA 31331
(912) 437-4141
Shannon.Sasser@southeasternbank.com
Susan Patterson
Loan Officer
1010 North Way
Darien, GA 31331
(912) 437-4141
Susan.Patterson@southeasternbank.com
Address
PO Box 1881
Rincon, GA
Contact
(912) 826-2246
Fax (301) 639-0804
page@oglethorpemortgage.com
Address
PO Box 1881
Rincon, GA
Contact
(912) 826-2246
Fax (301) 639-0804
tia@oglethorpemortgage.com
Address
PO Box 1881
Rincon, GA
Contact
(912) 826-2246
Fax (301) 639-0804
chris@oglethorpemortgage.com