Compare Today’s Refinance Rates for White Oak, Georgia 31568
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in White Oak, Georgia 31568.
With a 30-year amortization refinance in White Oak and surrounding areas of Camden county, our calculations show that you can expect to save up to $9,176 over the lifetime of your mortgage, or a monthly savings of $25. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for White Oak, Georgia 31568.
Summary of Average Refinances in White Oak, Georgia 31568
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Interactive Refinance Rate Projections for White Oak, Georgia 31568
Pureloan has developed an interactive chart to monitor the five largest local lenders in White Oak, GA 31568, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in White Oak, Georgia 31568 from 2024 - 2016
The following historical data provides insights into refinancing trends in White Oak, Georgia and the surrounding Camden county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.00% | 61.52% | 51.42% | 53.11% | 61.09% | 68.94% | 56.56% | 58.42% | 61.96% |
avg refi rate | 6.18% | 4.05% | 3.00% | 3.30% | 4.41% | 4.53% | 4.11% | 3.94% | 4.04% |
% 15 year fixed refinance | 6.67% | 25.18% | 30.87% | 30.95% | 29.29% | 21.28% | 30.77% | 27.72% | 26.67% |
avg refi rate | 5.62% | 2.87% | 2.48% | 2.78% | 3.73% | 4.10% | 3.40% | 3.06% | 3.21% |
Avg credit score | 752.12 | 737.03 | 750.72 | 754.10 | 745.08 | 747.08 | 750.23 | 744.23 | 749.63 |
Avg LTV (loan to value) | 65.33% | 65.68% | 68.28% | 70.97% | 73.27% | 73.90% | 73.24% | 75.70% | 74.14% |
Avg DTI (debt to income) | 35.33 | 34.13 | 31.80 | 31.32 | 33.08 | 32.76 | 31.83 | 32.60 | 31.99 |
Avg refinance insurance % | 6.02% | 2.29% | 2.82% | 4.37% | 5.24% | 6.11% | 6.04% | 6.92% | 5.64% |
Best Refinance Brokers around White Oak, Georgia 31568
If you are considering refinancing your mortgage or obtaining a cash-out refinance in White Oak, Georgia 31568, we have compiled a list of top refinance brokers to assist you in the process.
sylvia Roberts
Mortgage Lenders
245 NE Railroad St
Alapaha, GA 31568
(229) 532-6115
sRoberts@bankofalapaha.com
Sharon Sumner
Mortgage Lenders
245 NE Railroad St
Alapaha, GA 31568
(229) 532-6115
SSumner@bankofalapaha.com
M Sumner
Loan Officer
301 S Davis St
Nashville, GA 31568
(229) 247-5266
msumner@nhcbanking.com
H.Steven Perry
Loan Officer
301 S Davis St
Nashville, GA 31568
(229) 247-5266
sperry@nhcbanking.com
Robert Griner
Loan Officer
301 S Davis St
Nashville, GA 31568
(229) 247-5266
rgriner@nhcbanking.com
Address
245 NE Railroad St
Alapaha, GA
Contact
(229) 532-6115
Fax (301) 639-0804
sRoberts@bankofalapaha.com
Address
245 NE Railroad St
Alapaha, GA
Contact
(229) 532-6115
Fax (301) 639-0804
SSumner@bankofalapaha.com
Address
301 S Davis St
Nashville, GA
Contact
(229) 247-5266
Fax (301) 639-0804
msumner@nhcbanking.com