Compare Today’s Refinance Rates for Holualoa, Hawaii 96725
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Holualoa, Hawaii 96725.
With a 30-year amortization refinance in Holualoa and surrounding areas of Hawaii county, our calculations show that you can expect to save up to $12,791 over the lifetime of your mortgage, or a monthly savings of $36. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Holualoa, Hawaii 96725.
Summary of Average Refinances in Holualoa, Hawaii 96725
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Interactive Refinance Rate Projections for Holualoa, Hawaii 96725
Pureloan has developed an interactive chart to monitor the five largest local lenders in Holualoa, HI 96725, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Holualoa, Hawaii 96725 from 2024 - 2016
The following historical data provides insights into refinancing trends in Holualoa, Hawaii and the surrounding Hawaii county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 95.24% | 72.47% | 81.51% | 82.67% | 88.18% | 80.88% | 78.14% | 76.35% | 78.83% |
avg refi rate | 5.99% | 3.36% | 2.87% | 3.17% | 4.01% | 4.38% | 3.96% | 3.81% | 3.97% |
% 15 year fixed refinance | 4.76% | 16.55% | 11.40% | 9.90% | 6.17% | 14.73% | 15.71% | 17.99% | 14.44% |
avg refi rate | 5.25% | 2.64% | 2.39% | 2.71% | 3.54% | 3.61% | 3.21% | 3.02% | 3.12% |
Avg credit score | 752.43 | 755.22 | 765.32 | 774.04 | 755.19 | 749.58 | 755.69 | 758.82 | 758.17 |
Avg LTV (loan to value) | 56.95% | 53.83% | 60.85% | 64.18% | 66.08% | 58.82% | 62.60% | 64.02% | 63.49% |
Avg DTI (debt to income) | 41.57 | 36.73 | 35.87 | 35.89 | 37.15 | 37.52 | 36.55 | 35.49 | 36.07 |
Avg refinance insurance % | 2.62% | 0.64% | 2.03% | 3.09% | 4.00% | 1.75% | 1.91% | 1.83% | 2.18% |
Best Refinance Brokers around Holualoa, Hawaii 96725
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Holualoa, Hawaii 96725, we have compiled a list of top refinance brokers to assist you in the process.
Murray Grounds
Loan Officer
PO Box 1265
Kailua, HI 96725
(808) 372-8508
aina@hawaii.rr.com
Shari Lyons
Loan Officer
PO Box 1265
Kailua, HI 96725
(808) 386-0217
ShariL5@aol.com
Stephen Phillips
Mortgage Loan Originato
PO Box 123
Kailua, HI 96725
(808) 223-1545
sphillips.mtg@gmail.com
Gerald Tanaka
Loan Officer
395 Dairy Rd Ste G
Kahului, HI 96725
(808) 872-1150
gerald.tanaka@homestreet.com
Kara Beltran
Branch Manager, Producing
33 Lono Ave 345
Kahului, HI 96725
(808) 283-1640
kara.beltran@academymortgage.com
Address
PO Box 1265
Kailua, HI
Contact
(808) 372-8508
Fax (301) 639-0804
aina@hawaii.rr.com
Address
PO Box 1265
Kailua, HI
Contact
(808) 386-0217
Fax (301) 639-0804
ShariL5@aol.com
Address
PO Box 123
Kailua, HI
Contact
(808) 223-1545
Fax (301) 639-0804
sphillips.mtg@gmail.com