Compare Today’s Refinance Rates for Honolulu, Hawaii 96806
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Honolulu, Hawaii 96806.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $12,441 over the lifetime of your mortgage, which translates to a monthly savings of $35 in Honolulu and other areas of Honolulu county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Honolulu, Hawaii 96806
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Interactive Refinance Rate Projections for Honolulu, Hawaii 96806
Pureloan has developed an interactive chart to monitor the five largest local lenders in Honolulu, HI 96806, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Honolulu, Hawaii 96806 from 2024 - 2016
The following historical data provides insights into refinancing trends in Honolulu, Hawaii and the surrounding Honolulu county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 74.13% | 79.07% | 82.40% | 85.96% | 77.78% | 79.12% | 76.19% | 77.26% |
avg refi rate | 6.35% | 3.23% | 2.80% | 3.08% | 3.90% | 4.37% | 3.87% | 3.72% | 3.89% |
% 15 year fixed refinance | 13.43% | 14.81% | 11.24% | 11.11% | 16.67% | 18.13% | 20.30% | 17.39% | |
avg refi rate | 2.36% | 2.31% | 2.62% | 3.05% | 3.64% | 3.19% | 2.92% | 3.12% | |
Avg credit score | 747.20 | 812.34 | 776.73 | 779.32 | 769.46 | 751.37 | 767.57 | 770.99 | 767.39 |
Avg LTV (loan to value) | 38.40% | 55.58% | 58.14% | 59.32% | 59.21% | 48.04% | 57.97% | 55.61% | 58.64% |
Avg DTI (debt to income) | 38.20 | 37.67 | 35.52 | 35.05 | 36.62 | 38.63 | 36.35 | 35.03 | 36.14 |
Avg refinance insurance % | 0.66% | 1.62% | 1.99% | 2.71% | 0.44% | 1.31% | 0.41% | 1.07% |
Best Refinance Brokers around Honolulu, Hawaii 96806
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Honolulu, Hawaii 96806, we have compiled a list of top refinance brokers to assist you in the process.
Steve Kim
Loan Officer
745 Fort Street, Suite 1001
Honolulu, HI 96806
(808) 384-5277
skim@honhl.com
Stefan Kant
Loan Officer
745 Fort Street, Suite 1001
Honolulu, HI 96806
(808) 295-7924
skant@honhl.com
Marilyn Jacobe
Loan Officer
745 Fort Street, Suite 1001
Honolulu, HI 96806
(808) 620-6538
mjacobe@honhl.com
Mike Arrieta
Loan Officer
745 Fort Street, Suite 1001
Honolulu, HI 96806
(808) 721-1071
marrieta@honhl.com
Lynn Yamamoto
Loan Officer
745 Fort Street, Suite 1001
Honolulu, HI 96806
(808) 368-8658
lyamamoto@honhl.com
Address
745 Fort Street, Suite 1001
Honolulu, HI
Contact
(808) 384-5277
Fax (301) 639-0804
skim@honhl.com
Address
745 Fort Street, Suite 1001
Honolulu, HI
Contact
(808) 295-7924
Fax (301) 639-0804
skant@honhl.com
Address
745 Fort Street, Suite 1001
Honolulu, HI
Contact
(808) 620-6538
Fax (301) 639-0804
mjacobe@honhl.com