Compare Today’s Refinance Rates for Honolulu, Hawaii

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Honolulu, Hawaii 96850. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $14,070 or $39 / month in Honolulu and other areas of Honolulu county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Honolulu, Hawaii 96850.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Honolulu, Hawaii 96850

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Honolulu, HI

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Honolulu, HI 96850, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Honolulu, HI

Refinance Rates for Honolulu, Hawaii 96850 from 2013 - 2020

Below are historical data on refinancing in Honolulu, Hawaii and around Honolulu county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 72.18% 69.89% 72.18% 75.59% 70.68% 77.35% 76.19% 78.95%
avg refi rate 4.66% 4.43% 3.83% 3.64% 4.38% 3.90% 3.72% 3.76%
% 15 year fixed refinance 22.58% 24.30% 22.12% 20.43% 26.32% 17.48% 20.30% 18.42%
avg refi rate 4.13% 3.72% 3.14% 2.93% 3.35% 3.12% 2.92% 3.08%
Avg credit score 775.35 772.22 776.18 771.69 761.61 767.77 771.06 772.65
Avg LTV (loan to value) 55.06% 55.93% 57.81% 56.67% 53.62% 58.71% 55.61% 58.17%
Avg DTI (debt to income) 35.06 35.13 34.01 34.33 35.95 36.18 35.03 35.12
Avg refinance insurance % 0.42% 0.80% 0.92% 0.83% 1.04% 0.41% 1.65%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Honolulu, Hawaii 96850

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Honolulu, Hawaii 96850, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Steve Kim

Loan Officer

745 Fort Street, Suite 1001

Honolulu, HI 96850

(808) 384-5277

skim@honhl.com

Stefan Kant

Loan Officer

745 Fort Street, Suite 1001

Honolulu, HI 96850

(808) 295-7924

skant@honhl.com

Marilyn Jacobe

Loan Officer

745 Fort Street, Suite 1001

Honolulu, HI 96850

(808) 620-6538

mjacobe@honhl.com

Mike Arrieta

Loan Officer

745 Fort Street, Suite 1001

Honolulu, HI 96850

(808) 721-1071

marrieta@honhl.com

Lynn Yamamoto

Loan Officer

745 Fort Street, Suite 1001

Honolulu, HI 96850

(808) 368-8658

lyamamoto@honhl.com

Address

745 Fort Street, Suite 1001

Honolulu, HI

Contact

(808) 384-5277

Fax (301) 639-0804

skim@honhl.com

Address

745 Fort Street, Suite 1001

Honolulu, HI

Contact

(808) 295-7924

Fax (301) 639-0804

skant@honhl.com

Address

745 Fort Street, Suite 1001

Honolulu, HI

Contact

(808) 620-6538

Fax (301) 639-0804

mjacobe@honhl.com

Refinancing News for Honolulu, Hawaii 96850