Compare Today’s Refinance Rates for Wailuku, Hawaii 96793
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wailuku, Hawaii 96793.
With a 30-year amortization refinance in Wailuku and surrounding areas of Maui county, our calculations show that you can expect to save up to $11,390 over the lifetime of your mortgage, or a monthly savings of $32. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Wailuku, Hawaii 96793.
Summary of Average Refinances in Wailuku, Hawaii 96793
Become a certified mortgage expert on Pureloan.com
in Wailuku, Hawaii 96793
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Wailuku, Hawaii 96793
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wailuku, HI 96793, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wailuku, Hawaii 96793 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wailuku, Hawaii and the surrounding Maui county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 95.24% | 72.47% | 81.51% | 82.67% | 88.18% | 80.88% | 78.14% | 76.35% | 78.83% |
| avg refi rate | 5.99% | 3.36% | 2.87% | 3.17% | 4.01% | 4.38% | 3.96% | 3.81% | 3.97% |
| % 15 year fixed refinance | 4.76% | 16.55% | 11.40% | 9.90% | 6.17% | 14.73% | 15.71% | 17.99% | 14.44% |
| avg refi rate | 5.25% | 2.64% | 2.39% | 2.71% | 3.54% | 3.61% | 3.21% | 3.02% | 3.12% |
| Avg credit score | 752.43 | 755.22 | 765.32 | 774.04 | 755.19 | 749.58 | 755.69 | 758.82 | 758.17 |
| Avg LTV (loan to value) | 56.95% | 53.83% | 60.85% | 64.18% | 66.08% | 58.82% | 62.60% | 64.02% | 63.49% |
| Avg DTI (debt to income) | 41.57 | 36.73 | 35.87 | 35.89 | 37.15 | 37.52 | 36.55 | 35.49 | 36.07 |
| Avg refinance insurance % | 2.62% | 0.64% | 2.03% | 3.09% | 4.00% | 1.75% | 1.91% | 1.83% | 2.18% |
Best Refinance Brokers around Wailuku, Hawaii 96793
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wailuku, Hawaii 96793, we have compiled a list of top refinance brokers to assist you in the process.
Manila Express
Loan Officer
PO Box 1908
Wailuku, HI 96793
(808) 242-2904
manila.express1@hawaiiantel.net
Greg Lussier
Loan Officer
270 Hookahi St Ste 306
Wailuku, HI 96793
(808) 244-5518
greg.lussier@mannmortgage.com
J. Dell
Loan Officer
811 Kolu St Ste 101
Wailuku, HI 96793
(870) 436-5000
jdell@southshore.com
BX. Davey
Loan Officer
2084 Stratford Drive
Waipahu, HI 96793
(808) 268-5826
BXDavey@lemosmortgage.com
Chi Chang
Loan Officer
94-1024 Waipio Uka St Ste 207
Waipahu, HI 96793
(808) 671-6699
savestudy@hotmail.com
Address
PO Box 1908
Wailuku, HI
Contact
(808) 242-2904
Fax (301) 639-0804
manila.express1@hawaiiantel.net
Address
270 Hookahi St Ste 306
Wailuku, HI
Contact
(808) 244-5518
Fax (301) 639-0804
greg.lussier@mannmortgage.com
Address
811 Kolu St Ste 101
Wailuku, HI
Contact
(870) 436-5000
Fax (301) 639-0804
jdell@southshore.com