Compare Today’s Refinance Rates for Waimea, Hawaii 96796
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Waimea, Hawaii 96796.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Waimea, Hawaii 96796. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,592 or $21 per month in Waimea and other parts of Kauai county.
Summary of Average Refinances in Waimea, Hawaii 96796
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Interactive Refinance Rate Projections for Waimea, Hawaii 96796
Pureloan has developed an interactive chart to monitor the five largest local lenders in Waimea, HI 96796, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Waimea, Hawaii 96796 from 2024 - 2016
The following historical data provides insights into refinancing trends in Waimea, Hawaii and the surrounding Kauai county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 95.24% | 72.47% | 81.51% | 82.67% | 88.18% | 80.88% | 78.14% | 76.35% | 78.83% |
avg refi rate | 5.99% | 3.36% | 2.87% | 3.17% | 4.01% | 4.38% | 3.96% | 3.81% | 3.97% |
% 15 year fixed refinance | 4.76% | 16.55% | 11.40% | 9.90% | 6.17% | 14.73% | 15.71% | 17.99% | 14.44% |
avg refi rate | 5.25% | 2.64% | 2.39% | 2.71% | 3.54% | 3.61% | 3.21% | 3.02% | 3.12% |
Avg credit score | 752.43 | 755.22 | 765.32 | 774.04 | 755.19 | 749.58 | 755.69 | 758.82 | 758.17 |
Avg LTV (loan to value) | 56.95% | 53.83% | 60.85% | 64.18% | 66.08% | 58.82% | 62.60% | 64.02% | 63.49% |
Avg DTI (debt to income) | 41.57 | 36.73 | 35.87 | 35.89 | 37.15 | 37.52 | 36.55 | 35.49 | 36.07 |
Avg refinance insurance % | 2.62% | 0.64% | 2.03% | 3.09% | 4.00% | 1.75% | 1.91% | 1.83% | 2.18% |
Best Refinance Brokers around Waimea, Hawaii 96796
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Waimea, Hawaii 96796, we have compiled a list of top refinance brokers to assist you in the process.
H. Oo
Loan Officer
PO Box 1074
Honolulu, HI 96796
hoo@pacificislelending.com
John Whittington
Loan Officer
PO Box 2300
Honolulu, HI 96796
(808) 539-7646
jwhittington@asbhawaii.com
Allison Yasui
Loan Officer
PO Box 2300
Honolulu, HI 96796
(808) 539-7646
ayasui@asbhawaii.com
Makaio Galacgac
Loan Officer
PO Box 2300
Honolulu, HI 96796
(808) 539-7646
mgalacgac@asbhawaii.com
Rita Kama-Kimura
Loan Officer
PO Box 2300
Honolulu, HI 96796
(808) 539-7646
rkkimura@asbhawaii.com
Address
PO Box 1074
Honolulu, HI
Contact
Fax (301) 639-0804
hoo@pacificislelending.com
Address
PO Box 2300
Honolulu, HI
Contact
(808) 539-7646
Fax (301) 639-0804
jwhittington@asbhawaii.com
Address
PO Box 2300
Honolulu, HI
Contact
(808) 539-7646
Fax (301) 639-0804
ayasui@asbhawaii.com