Compare Today’s Refinance Rates for Ames, Iowa

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Ames, Iowa 50012. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $6,185 or $17 / month in Ames and other areas of Story county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Ames, Iowa 50012.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Ames, Iowa 50012

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Ames, IA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Ames, IA 50012, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Ames, IA

Refinance Rates for Ames, Iowa 50012 from 2013 - 2020

Below are historical data on refinancing in Ames, Iowa and around Story county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 55.72% 40.74% 39.89% 48.30% 57.98% 57.20% 56.42% 46.99%
avg refi rate 4.77% 4.42% 3.90% 3.62% 4.39% 3.93% 3.81% 3.90%
% 15 year fixed refinance 30.48% 39.24% 38.36% 35.76% 32.45% 28.78% 27.55% 39.76%
avg refi rate 4.15% 3.67% 3.17% 2.85% 3.47% 3.19% 3.04% 3.12%
Avg credit score 767.94 773.55 770.83 769.21 754.57 763.62 758.06 753.38
Avg LTV (loan to value) 68.46% 68.91% 69.19% 68.40% 72.95% 72.44% 72.46% 67.73%
Avg DTI (debt to income) 29.90 28.92 28.99 29.39 33.37 30.65 31.18 32.91
Avg refinance insurance % 2.75% 3.05% 3.59% 4.11% 5.04% 3.97% 4.31% 2.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Ames, Iowa 50012

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Ames, Iowa 50012, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Meghan Behren

Loan Officer

640 Lincoln Way

Ames, IA 50012

(515) 598-4802

mvonbehren@mhbank.com

Luwanna Book

mortgage loan originator

2623 Northridge Parkway

Ames, IA 50012

(800) 296-9064

lmick@gicu.org

Henry Hill

mortgage loan originator

2623 Northridge Parkway

Ames, IA 50012

(800) 296-9064

hhill@gicu.org

Maryanna Holland

mortgage loan originator

2623 Northridge Parkway

Ames, IA 50012

(800) 296-9064

mholland@gicu.org

Sheryl Reynolds

mortgage loan originator

P.O. Box 665

Ames, IA 50012

(800) 296-9064

sreynolds@gicu.org

Address

640 Lincoln Way

Ames, IA

Contact

(515) 598-4802

Fax (301) 639-0804

mvonbehren@mhbank.com

Address

2623 Northridge Parkway

Ames, IA

Contact

(800) 296-9064

Fax (301) 639-0804

lmick@gicu.org

Address

2623 Northridge Parkway

Ames, IA

Contact

(800) 296-9064

Fax (301) 639-0804

hhill@gicu.org

Refinancing News for Ames, Iowa 50012