Compare Today’s Refinance Rates for Atlantic, Iowa 50022
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Atlantic, Iowa 50022.
With a 30-year amortization refinance in Atlantic and surrounding areas of Cass county, our calculations show that you can expect to save up to $3,036 over the lifetime of your mortgage, or a monthly savings of $8. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Atlantic, Iowa 50022.
Summary of Average Refinances in Atlantic, Iowa 50022
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Interactive Refinance Rate Projections for Atlantic, Iowa 50022
Pureloan has developed an interactive chart to monitor the five largest local lenders in Atlantic, IA 50022, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Atlantic, Iowa 50022 from 2024 - 2016
The following historical data provides insights into refinancing trends in Atlantic, Iowa and the surrounding Cass county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.24% | 54.93% | 52.94% | 52.68% | 71.21% | 63.57% | 48.62% | 56.68% | 57.98% |
avg refi rate | 6.12% | 3.50% | 2.89% | 3.16% | 4.03% | 4.43% | 4.00% | 3.82% | 3.93% |
% 15 year fixed refinance | 11.76% | 27.46% | 28.79% | 29.09% | 19.20% | 26.43% | 38.97% | 26.72% | 27.19% |
avg refi rate | 5.38% | 2.61% | 2.36% | 2.66% | 3.48% | 3.70% | 3.25% | 3.05% | 3.22% |
Avg credit score | 753.35 | 756.22 | 768.67 | 770.23 | 762.26 | 756.92 | 752.53 | 756.72 | 764.07 |
Avg LTV (loan to value) | 50.76% | 66.38% | 68.30% | 70.44% | 74.63% | 71.34% | 69.52% | 72.95% | 73.64% |
Avg DTI (debt to income) | 29.65 | 31.33 | 29.16 | 29.33 | 31.49 | 33.19 | 32.38 | 31.18 | 30.10 |
Avg refinance insurance % | 0.71% | 2.25% | 2.74% | 3.95% | 7.08% | 2.74% | 2.88% | 4.42% | 4.38% |
Best Refinance Brokers around Atlantic, Iowa 50022
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Atlantic, Iowa 50022, we have compiled a list of top refinance brokers to assist you in the process.
Brian Jass
Mortgage Loan Originators
802 SE Oralabor Rd Ste 126
Ankeny, IA 50022
(515) 453-2804
bjass@tworiversbank.com
kristy morrissey
Loan Officer
1517 N Ankeny Blvd Ste A
Ankeny, IA 50022
(515) 965-1707
kristy.morrissey@nflp.com
Becky Meyer
Loan Officer
2010 N Ankeny Blvd
Ankeny, IA 50022
(515) 289-9220
becky.meyer@bankfirstamerican.com
Matt Sailer
Loan Officer
2425 N Ankeny Blvd
Ankeny, IA 50022
(515) 440-6975
matt.sailer@bankfirstamerican.com
Sue Sergeant
Loan Officer
2425 N Ankeny Blvd
Ankeny, IA 50022
(515) 955-0620
sue.sergeant@bankfirstamerican.com
Address
802 SE Oralabor Rd Ste 126
Ankeny, IA
Contact
(515) 453-2804
Fax (301) 639-0804
bjass@tworiversbank.com
Address
1517 N Ankeny Blvd Ste A
Ankeny, IA
Contact
(515) 965-1707
Fax (301) 639-0804
kristy.morrissey@nflp.com
Address
2010 N Ankeny Blvd
Ankeny, IA
Contact
(515) 289-9220
Fax (301) 639-0804
becky.meyer@bankfirstamerican.com