Compare Today’s Refinance Rates for Battle Creek, Iowa 51006
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Battle Creek, Iowa 51006.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $1,654 over the lifetime of your mortgage, which translates to a monthly savings of $5 in Battle Creek and other areas of Ida county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Battle Creek, Iowa 51006
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Interactive Refinance Rate Projections for Battle Creek, Iowa 51006
Pureloan has developed an interactive chart to monitor the five largest local lenders in Battle Creek, IA 51006, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Battle Creek, Iowa 51006 from 2024 - 2016
The following historical data provides insights into refinancing trends in Battle Creek, Iowa and the surrounding Ida county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 57.14% | 54.69% | 52.94% | 48.12% | 70.59% | 62.22% | 52.31% | 43.80% | 44.44% |
avg refi rate | 6.03% | 4.08% | 2.85% | 3.04% | 3.97% | 4.32% | 4.06% | 3.70% | 3.86% |
% 15 year fixed refinance | 28.57% | 23.44% | 33.01% | 36.20% | 25.49% | 22.22% | 30.77% | 50.41% | 40.74% |
avg refi rate | 5.44% | 3.10% | 2.28% | 2.58% | 3.36% | 3.77% | 3.16% | 2.84% | 3.03% |
Avg credit score | 757.14 | 739.92 | 753.81 | 762.16 | 759.57 | 747.76 | 739.49 | 756.75 | 755.65 |
Avg LTV (loan to value) | 53.29% | 69.28% | 69.12% | 70.58% | 77.14% | 71.98% | 72.20% | 69.17% | 69.77% |
Avg DTI (debt to income) | 30.71 | 32.77 | 29.99 | 28.32 | 31.20 | 30.89 | 32.09 | 28.45 | 27.86 |
Avg refinance insurance % | 1.71% | 4.25% | 4.69% | 3.56% | 8.82% | 4.33% | 4.14% | 4.02% | 4.23% |
Best Refinance Brokers around Battle Creek, Iowa 51006
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Battle Creek, Iowa 51006, we have compiled a list of top refinance brokers to assist you in the process.
Trey Else
Loan Officer
PO Box 110
Holstein, IA 51006
(712) 368-2220
telse@nevadacb.com
Holly June
Loan Officer
251 Reed St
Akron, IA 51006
(712) 568-2472
hjune@snbonline.com
Janelle Noreen
Loan Officer
251 Reed St
Akron, IA 51006
(712) 568-2472
jnoreen@snbonline.com
Julie Schmidt
Loan Officer
251 Reed St
Akron, IA 51006
(712) 568-2472
jschmidt@snbonline.com
Victor Hendriks
Loan Officer
202 1st St
Sergeant Bluff, IA 51006
(712) 244-5543
vhendriks@pioneerbanks.com
Address
PO Box 110
Holstein, IA
Contact
(712) 368-2220
Fax (301) 639-0804
telse@nevadacb.com
Address
251 Reed St
Akron, IA
Contact
(712) 568-2472
Fax (301) 639-0804
hjune@snbonline.com
Address
251 Reed St
Akron, IA
Contact
(712) 568-2472
Fax (301) 639-0804
jnoreen@snbonline.com