Compare Today’s Refinance Rates for Buckingham, Iowa 50612
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Buckingham, Iowa 50612.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,836 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Buckingham and other areas of Tama county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Buckingham, Iowa 50612
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Interactive Refinance Rate Projections for Buckingham, Iowa 50612
Pureloan has developed an interactive chart to monitor the five largest local lenders in Buckingham, IA 50612, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Buckingham, Iowa 50612 from 2024 - 2016
The following historical data provides insights into refinancing trends in Buckingham, Iowa and the surrounding Tama county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 60.00% | 60.83% | 55.57% | 49.33% | 67.65% | 61.90% | 47.96% | 66.28% | 52.05% |
avg refi rate | 5.91% | 3.55% | 2.83% | 3.08% | 4.08% | 4.27% | 4.10% | 3.65% | 3.77% |
% 15 year fixed refinance | 20.00% | 28.33% | 32.83% | 39.05% | 26.47% | 26.98% | 36.73% | 19.77% | 32.19% |
avg refi rate | 5.75% | 3.04% | 2.34% | 2.54% | 3.56% | 3.53% | 3.08% | 2.80% | 3.01% |
Avg credit score | 766.80 | 744.00 | 760.61 | 768.21 | 754.25 | 745.14 | 745.21 | 751.80 | 759.08 |
Avg LTV (loan to value) | 72.20% | 69.80% | 70.48% | 71.47% | 75.76% | 72.32% | 76.87% | 75.30% | 71.64% |
Avg DTI (debt to income) | 30.00 | 32.62 | 29.58 | 29.11 | 31.03 | 31.67 | 31.09 | 29.13 | 30.72 |
Avg refinance insurance % | 7.40% | 3.77% | 3.98% | 5.47% | 8.70% | 4.13% | 6.47% | 6.44% | 3.31% |
Best Refinance Brokers around Buckingham, Iowa 50612
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Buckingham, Iowa 50612, we have compiled a list of top refinance brokers to assist you in the process.
Chad Kaeppel
Loan Officer
PO Box 1009
Cedar Falls, IA 50612
(319) 266-7531
chad@cfccu.org
Jessica Siems
Loan officer
4510 Prairie Pkwy
Cedar Falls, IA 50612
(319) 277-2500
jsiems@midwestone.com
Jeff Nielsen
Loan Officer
3409 Cedar Heights Dr
Cedar Falls, IA 50612
(319) 553-3851
jeffnielsen@uiccu.org
Amy Smith
Loan Officer
3409 Cedar Heights Dr
Cedar Falls, IA 50612
(319) 553-3747
amysmith@uiccu.org
Scott Becker
Assist.VP/Loan Officer
1306 5th Streeet
Gilbertville, IA 50612
(319) 296-1410
scott.becker@fsb1879.com
Address
PO Box 1009
Cedar Falls, IA
Contact
(319) 266-7531
Fax (301) 639-0804
chad@cfccu.org
Address
4510 Prairie Pkwy
Cedar Falls, IA
Contact
(319) 277-2500
Fax (301) 639-0804
jsiems@midwestone.com
Address
3409 Cedar Heights Dr
Cedar Falls, IA
Contact
(319) 553-3851
Fax (301) 639-0804
jeffnielsen@uiccu.org