Compare Today’s Refinance Rates for Cedar Falls, Iowa

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Cedar Falls, Iowa 50614. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Cedar Falls and surrounding areas of Black Hawk county, your expected lifetime cash savings are $4,653 or $13 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Cedar Falls, Iowa 50614.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Cedar Falls, Iowa 50614

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Cedar Falls, IA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Cedar Falls, IA 50614, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Cedar Falls, IA

Refinance Rates for Cedar Falls, Iowa 50614 from 2013 - 2020

Below are historical data on refinancing in Cedar Falls, Iowa and around Black Hawk county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 47.78% 40.32% 40.05% 37.86% 56.63% 52.17% 57.84% 57.45%
avg refi rate 4.79% 4.38% 3.90% 3.63% 4.48% 3.97% 3.78% 3.95%
% 15 year fixed refinance 33.45% 36.45% 41.67% 48.54% 33.73% 33.99% 26.49% 29.79%
avg refi rate 4.15% 3.71% 3.19% 2.83% 3.50% 3.26% 3.00% 3.03%
Avg credit score 766.83 768.66 773.43 766.56 755.49 757.97 760.71 767.21
Avg LTV (loan to value) 68.76% 69.60% 70.42% 70.39% 70.27% 73.19% 72.59% 70.07%
Avg DTI (debt to income) 29.54 27.96 28.67 29.09 33.35 30.06 30.61 31.53
Avg refinance insurance % 2.30% 2.52% 3.06% 3.34% 4.75% 4.36% 4.65% 4.13%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Cedar Falls, Iowa 50614

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Cedar Falls, Iowa 50614, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Amy Smith

Loan Officer

3409 Cedar Heights Dr

Cedar Falls, IA 50614

(319) 553-3747

amysmith@uiccu.org

Jeff Nielsen

Loan Officer

3409 Cedar Heights Dr

Cedar Falls, IA 50614

(319) 553-3851

jeffnielsen@uiccu.org

Jessica Siems

Loan officer

4510 Prairie Pkwy

Cedar Falls, IA 50614

(319) 277-2500

jsiems@midwestone.com

Chad Kaeppel

Loan Officer

PO Box 1009

Cedar Falls, IA 50614

(319) 266-7531

chad@cfccu.org

Scott Becker

Assist.VP/Loan Officer

1306 5th Streeet

Gilbertville, IA 50614

(319) 296-1410

scott.becker@fsb1879.com

Address

3409 Cedar Heights Dr

Cedar Falls, IA

Contact

(319) 553-3747

Fax (301) 639-0804

amysmith@uiccu.org

Address

3409 Cedar Heights Dr

Cedar Falls, IA

Contact

(319) 553-3851

Fax (301) 639-0804

jeffnielsen@uiccu.org

Address

4510 Prairie Pkwy

Cedar Falls, IA

Contact

(319) 277-2500

Fax (301) 639-0804

jsiems@midwestone.com

Refinancing News for Cedar Falls, Iowa 50614