Compare Today’s Refinance Rates for Cedar Rapids, Iowa

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Cedar Rapids, Iowa 52402. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,060 or $14 / month in Cedar Rapids and other areas of Linn county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Cedar Rapids, Iowa 52402.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Cedar Rapids, Iowa 52402

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Cedar Rapids, IA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Cedar Rapids, IA 52402, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Cedar Rapids, IA

Refinance Rates for Cedar Rapids, Iowa 52402 from 2013 - 2020

Below are historical data on refinancing in Cedar Rapids, Iowa and around Linn county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 47.16% 38.34% 42.87% 53.02% 59.72% 61.95% 40.08% 50.00%
avg refi rate 4.63% 4.28% 3.78% 3.49% 4.34% 3.78% 3.61% 3.88%
% 15 year fixed refinance 34.72% 46.98% 40.91% 36.51% 31.94% 23.89% 45.15% 38.64%
avg refi rate 4.02% 3.51% 2.98% 2.67% 3.42% 2.96% 2.74% 2.86%
Avg credit score 766.80 764.82 768.04 763.70 755.47 757.99 767.41 757.22
Avg LTV (loan to value) 66.25% 67.25% 66.77% 68.22% 68.33% 68.99% 67.57% 66.17%
Avg DTI (debt to income) 29.10 29.17 29.88 31.08 32.46 30.77 30.60 30.48
Avg refinance insurance % 0.91% 1.32% 2.18% 2.65% 3.38% 2.65% 2.47% 2.15%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Cedar Rapids, Iowa 52402

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Cedar Rapids, Iowa 52402, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Bill Tye

Loan Officer

2340 Edgewood Rd SW

Cedar Rapids, IA 52402

(319) 730-3226

billtye@uiccu.org

Mitch Hames

Loan Officer

2340 Edgewood Rd SW

Cedar Rapids, IA 52402

(319) 731-2755

mitchhames@uiccu.org

Erin Black

Loan Officer

2340 Edgewood Rd SW

Cedar Rapids, IA 52402

(319) 730-3234

erinblack@uiccu.org

Rick House

Loan Officer

1921 51st Street, Ste 7

Cedar Rapids, IA 52402

(319) 354-7501

rickhouse@mortgageforall.com

April Holden

Loan Officer

1921 51st Street, Ste 7

Cedar Rapids, IA 52402

(319) 354-7501

aprilholden@mortgageforall.com

Address

2340 Edgewood Rd SW

Cedar Rapids, IA

Contact

(319) 730-3226

Fax (301) 639-0804

billtye@uiccu.org

Address

2340 Edgewood Rd SW

Cedar Rapids, IA

Contact

(319) 731-2755

Fax (301) 639-0804

mitchhames@uiccu.org

Address

2340 Edgewood Rd SW

Cedar Rapids, IA

Contact

(319) 730-3234

Fax (301) 639-0804

erinblack@uiccu.org

Refinancing News for Cedar Rapids, Iowa 52402