Compare Today’s Refinance Rates for Clive, Iowa 50325
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Clive, Iowa 50325.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Clive, Iowa 50325. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,785 or $13 per month in Clive and other parts of Polk county.
Summary of Average Refinances in Clive, Iowa 50325
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Interactive Refinance Rate Projections for Clive, Iowa 50325
Pureloan has developed an interactive chart to monitor the five largest local lenders in Clive, IA 50325, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Clive, Iowa 50325 from 2024 - 2016
The following historical data provides insights into refinancing trends in Clive, Iowa and the surrounding Polk county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 57.14% | 53.80% | 52.98% | 48.32% | 56.61% | 57.86% | 49.49% | 50.39% | 49.88% |
avg refi rate | 5.89% | 3.46% | 2.92% | 3.21% | 4.08% | 4.52% | 4.09% | 3.85% | 3.97% |
% 15 year fixed refinance | 42.86% | 27.06% | 30.19% | 32.52% | 27.80% | 31.43% | 38.38% | 33.59% | 33.49% |
avg refi rate | 5.56% | 2.63% | 2.39% | 2.71% | 3.59% | 3.78% | 3.24% | 3.02% | 3.25% |
Avg credit score | 759.29 | 749.80 | 762.54 | 768.27 | 757.71 | 744.87 | 750.69 | 761.31 | 759.97 |
Avg LTV (loan to value) | 55.36% | 66.19% | 67.89% | 69.93% | 72.43% | 71.75% | 71.45% | 72.42% | 73.87% |
Avg DTI (debt to income) | 33.71 | 33.14 | 29.91 | 29.44 | 32.08 | 31.39 | 31.95 | 30.39 | 30.08 |
Avg refinance insurance % | 1.70% | 2.67% | 3.54% | 5.36% | 3.11% | 3.86% | 5.12% | 4.45% |
Best Refinance Brokers around Clive, Iowa 50325
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Clive, Iowa 50325, we have compiled a list of top refinance brokers to assist you in the process.
Michelle J. York
Loan Officer
13631 University Ave
Clive, IA 50325
(515) 237-5825
michelle.york@wellsfargo.com
Rocky Hennessey
Loan Officer
13631 University Ave
Clive, IA 50325
(515) 697-5021
rocky.hennessey@wellsfargo.com
Joel Rogers
Home Mortgage Consultant
13621 University Ave
Clive, IA 50325
(515) 697-5070
joel.rogers@wellsfargo.com
Carla Richards
Home Mortgage Consultant
13621 University Ave
Clive, IA 50325
(515) 697-5070
carla.richards@wellsfargo.com
Michael Herting
Home Mortgage Consultant
13621 University Ave
Clive, IA 50325
(515) 697-5070
michael.herting@wellsfargo.com
Address
13631 University Ave
Clive, IA
Contact
(515) 237-5825
Fax (301) 639-0804
michelle.york@wellsfargo.com
Address
13631 University Ave
Clive, IA
Contact
(515) 697-5021
Fax (301) 639-0804
rocky.hennessey@wellsfargo.com
Address
13621 University Ave
Clive, IA
Contact
(515) 697-5070
Fax (301) 639-0804
joel.rogers@wellsfargo.com