Compare Today’s Refinance Rates for Columbus City, Iowa 52737
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Columbus City, Iowa 52737.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $2,310 over the lifetime of your mortgage, which translates to a monthly savings of $6 in Columbus City and other areas of Louisa county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Columbus City, Iowa 52737
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Interactive Refinance Rate Projections for Columbus City, Iowa 52737
Pureloan has developed an interactive chart to monitor the five largest local lenders in Columbus City, IA 52737, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Columbus City, Iowa 52737 from 2024 - 2016
The following historical data provides insights into refinancing trends in Columbus City, Iowa and the surrounding Louisa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 54.29% | 50.26% | 50.19% | 69.57% | 56.06% | 46.09% | 40.00% | 60.10% |
avg refi rate | 5.96% | 3.72% | 2.84% | 3.26% | 3.96% | 4.23% | 3.86% | 3.59% | 3.74% |
% 15 year fixed refinance | 28.57% | 32.80% | 31.46% | 17.39% | 30.30% | 42.61% | 45.33% | 23.83% | |
avg refi rate | 3.03% | 2.35% | 2.75% | 3.24% | 3.68% | 2.97% | 2.72% | 2.94% | |
Avg credit score | 755.67 | 729.71 | 751.29 | 760.39 | 760.21 | 753.56 | 762.76 | 768.26 | 759.49 |
Avg LTV (loan to value) | 64.00% | 65.31% | 68.01% | 71.91% | 74.29% | 68.21% | 65.65% | 67.45% | 68.89% |
Avg DTI (debt to income) | 36.67 | 34.49 | 31.68 | 31.00 | 31.30 | 33.45 | 30.85 | 30.22 | 30.48 |
Avg refinance insurance % | 4.00% | 2.11% | 2.80% | 4.33% | 6.30% | 2.58% | 2.13% | 2.33% | 2.22% |
Best Refinance Brokers around Columbus City, Iowa 52737
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Columbus City, Iowa 52737, we have compiled a list of top refinance brokers to assist you in the process.
Doug Haley
Loan officer
815 6th Ave
De Witt, IA 52737
(563) 659-3211
dhaley@dewittbank.com
Joel Dieckmann
Senior Lender
815 6th Ave
De Witt, IA 52737
(563) 659-3211
jdieckmann@dewittbank.com
Norma Bickel
Loan Officer
914 6th Ave
De Witt, IA 52737
(563) 285-6455
nbickel@firstcentralsb.com
Brenda Drummond
Loan Officer
914 6th Ave
De Witt, IA 52737
(563) 285-2033
bdrummond@firstcentralsb.com
Debbie Mulvania
Loan Officer
914 6th Ave
De Witt, IA 52737
(563) 289-2265
dmulvania@firstcentralsb.com
Address
815 6th Ave
De Witt, IA
Contact
(563) 659-3211
Fax (301) 639-0804
dhaley@dewittbank.com
Address
815 6th Ave
De Witt, IA
Contact
(563) 659-3211
Fax (301) 639-0804
jdieckmann@dewittbank.com
Address
914 6th Ave
De Witt, IA
Contact
(563) 285-6455
Fax (301) 639-0804
nbickel@firstcentralsb.com