Compare Today’s Refinance Rates for Council Bluffs, Iowa

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Council Bluffs, Iowa 51501. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $2,412 or $7 / month in Council Bluffs and other areas of Pottawattamie county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Council Bluffs, Iowa 51501.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Council Bluffs, Iowa 51501

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Council Bluffs, IA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Council Bluffs, IA 51501, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Council Bluffs, IA

Refinance Rates for Council Bluffs, Iowa 51501 from 2013 - 2020

Below are historical data on refinancing in Council Bluffs, Iowa and around Pottawattamie county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 45.96% 32.69% 33.75% 39.91% 57.35% 47.32% 43.97% 48.08%
avg refi rate 4.70% 4.38% 3.67% 3.46% 4.41% 3.89% 3.75% 4.08%
% 15 year fixed refinance 41.70% 47.60% 52.64% 48.07% 38.24% 38.39% 48.94% 38.46%
avg refi rate 4.03% 3.57% 2.92% 2.73% 3.49% 3.02% 2.86% 3.12%
Avg credit score 761.48 764.20 765.61 761.61 745.72 755.38 757.41 740.73
Avg LTV (loan to value) 67.27% 67.84% 67.48% 67.19% 71.72% 69.04% 68.65% 69.00%
Avg DTI (debt to income) 29.38 29.65 29.62 28.30 32.53 29.42 29.32 30.98
Avg refinance insurance % 1.81% 1.55% 2.15% 2.58% 4.82% 3.39% 3.79% 4.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Council Bluffs, Iowa 51501

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Council Bluffs, Iowa 51501, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Phillip Smith

Loan officer

1851 Madison Ave., Suite 732

Council Bluffs, IA 51501

(888) 710-9047

psmith@msbna.com

Mikala Holtz

Loan officer

1851 Madison Ave. Suite 732

Council Bluffs, IA 51501

(888) 710-9070

mholtz@msbna.com

Joe Stephens

loan officer

1221 E Pierce St STE 100

Council Bluffs, IA 51501

(913) 663-6226

jstephens@pulaskibank.com

Latrell Wrightsell

Home Mortgage Consultant

900 Woodbury Ave Ste 5B

Council Bluffs, IA 51501

(712) 325-2660

latrell.wrightsell@wellsfargo.com

Robert Wright

Home Mortgage Consultant

900 Woodbury Ave Ste 5B

Council Bluffs, IA 51501

(712) 325-2660

robert.wright@wellsfargo.com

Address

1851 Madison Ave., Suite 732

Council Bluffs, IA

Contact

(888) 710-9047

Fax (301) 639-0804

psmith@msbna.com

Address

1851 Madison Ave. Suite 732

Council Bluffs, IA

Contact

(888) 710-9070

Fax (301) 639-0804

mholtz@msbna.com

Address

1221 E Pierce St STE 100

Council Bluffs, IA

Contact

(913) 663-6226

Fax (301) 639-0804

jstephens@pulaskibank.com

Refinancing News for Council Bluffs, Iowa 51501