Compare Today’s Refinance Rates for Dakota City, Iowa 50529
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Dakota City, Iowa 50529.
With a 30-year amortization refinance in Dakota City and surrounding areas of Humboldt county, our calculations show that you can expect to save up to $2,091 over the lifetime of your mortgage, or a monthly savings of $6. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Dakota City, Iowa 50529.
Summary of Average Refinances in Dakota City, Iowa 50529
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Interactive Refinance Rate Projections for Dakota City, Iowa 50529
Pureloan has developed an interactive chart to monitor the five largest local lenders in Dakota City, IA 50529, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Dakota City, Iowa 50529 from 2024 - 2016
The following historical data provides insights into refinancing trends in Dakota City, Iowa and the surrounding Humboldt county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 40.43% | 37.05% | 38.83% | 59.70% | 52.00% | 45.76% | 34.15% | 45.59% |
avg refi rate | 6.46% | 3.41% | 2.95% | 3.22% | 4.20% | 4.55% | 3.99% | 3.87% | 3.99% |
% 15 year fixed refinance | 25.00% | 46.81% | 38.85% | 35.74% | 25.37% | 36.00% | 35.59% | 43.90% | 44.12% |
avg refi rate | 5.00% | 2.85% | 2.41% | 2.62% | 3.51% | 3.83% | 3.24% | 3.04% | 3.15% |
Avg credit score | 714.50 | 752.81 | 755.29 | 764.57 | 749.01 | 735.44 | 747.68 | 748.01 | 751.31 |
Avg LTV (loan to value) | 76.25% | 66.40% | 70.87% | 72.68% | 72.55% | 70.04% | 67.15% | 67.40% | 70.76% |
Avg DTI (debt to income) | 40.75 | 33.30 | 29.97 | 28.54 | 30.46 | 33.84 | 28.73 | 29.09 | 30.75 |
Avg refinance insurance % | 7.50% | 4.98% | 4.09% | 4.20% | 4.84% | 3.92% | 2.17% | 3.61% | 2.29% |
Best Refinance Brokers around Dakota City, Iowa 50529
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Dakota City, Iowa 50529, we have compiled a list of top refinance brokers to assist you in the process.
Jan Dencklau
Loan Officer
PO Box 88
Eagle Grove, IA 50529
(515) 448-4567
jand@fsbwc.com
Beth Linn
Loan Officer
PO Box 88
Eagle Grove, IA 50529
(515) 448-4567
bethl@fsbwc.com
Jan Biggins
Loan Officer
505 2nd St
Webster City, IA 50529
(515) 832-2520
janb@fsbwc.com
Linn Lilienthal
Loan Officer
505 2nd St
Webster City, IA 50529
(515) 832-2520
linnl@fsbwc.com
Amy McCoy
Loan Officer
505 2nd St
Webster City, IA 50529
(515) 832-2520
amym@fsbwc.com
Address
PO Box 88
Eagle Grove, IA
Contact
(515) 448-4567
Fax (301) 639-0804
jand@fsbwc.com
Address
PO Box 88
Eagle Grove, IA
Contact
(515) 448-4567
Fax (301) 639-0804
bethl@fsbwc.com
Address
505 2nd St
Webster City, IA
Contact
(515) 832-2520
Fax (301) 639-0804
janb@fsbwc.com