Compare Today’s Refinance Rates for Davis City, Iowa 50065
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Davis City, Iowa 50065.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,836 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Davis City and other areas of Decatur county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Davis City, Iowa 50065
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Interactive Refinance Rate Projections for Davis City, Iowa 50065
Pureloan has developed an interactive chart to monitor the five largest local lenders in Davis City, IA 50065, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Davis City, Iowa 50065 from 2024 - 2016
The following historical data provides insights into refinancing trends in Davis City, Iowa and the surrounding Decatur county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.24% | 54.93% | 52.94% | 52.68% | 71.21% | 63.57% | 48.62% | 56.68% | 57.98% |
avg refi rate | 6.12% | 3.50% | 2.89% | 3.16% | 4.03% | 4.43% | 4.00% | 3.82% | 3.93% |
% 15 year fixed refinance | 11.76% | 27.46% | 28.79% | 29.09% | 19.20% | 26.43% | 38.97% | 26.72% | 27.19% |
avg refi rate | 5.38% | 2.61% | 2.36% | 2.66% | 3.48% | 3.70% | 3.25% | 3.05% | 3.22% |
Avg credit score | 753.35 | 756.22 | 768.67 | 770.23 | 762.26 | 756.92 | 752.53 | 756.72 | 764.07 |
Avg LTV (loan to value) | 50.76% | 66.38% | 68.30% | 70.44% | 74.63% | 71.34% | 69.52% | 72.95% | 73.64% |
Avg DTI (debt to income) | 29.65 | 31.33 | 29.16 | 29.33 | 31.49 | 33.19 | 32.38 | 31.18 | 30.10 |
Avg refinance insurance % | 0.71% | 2.25% | 2.74% | 3.95% | 7.08% | 2.74% | 2.88% | 4.42% | 4.38% |
Best Refinance Brokers around Davis City, Iowa 50065
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Davis City, Iowa 50065, we have compiled a list of top refinance brokers to assist you in the process.
Ashley Johnston
Ag and Consumer Lending
116 W State St
Jefferson, IA 50065
(515) 386-4848
ajohnston@ptsbank.com
Chad Leighty
Business and Ag Lending
116 W State St
Jefferson, IA 50065
(515) 386-4848
cleighty@ptsbank.com
David Pedersen
Ag Lending
116 W State St
Jefferson, IA 50065
(515) 386-4848
dpedersen@ptsbank.com
Doug Carman
Loan Officer
116 W State St
Jefferson, IA 50065
(515) 386-4848
dcarman@ptsbank.com
Teresa Hagen
Loan Officer
116 W State St
Jefferson, IA 50065
(515) 386-4848
thagen@ptsbank.com
Address
116 W State St
Jefferson, IA
Contact
(515) 386-4848
Fax (301) 639-0804
ajohnston@ptsbank.com
Address
116 W State St
Jefferson, IA
Contact
(515) 386-4848
Fax (301) 639-0804
cleighty@ptsbank.com
Address
116 W State St
Jefferson, IA
Contact
(515) 386-4848
Fax (301) 639-0804
dpedersen@ptsbank.com