Compare Today’s Refinance Rates for De Witt, Iowa 52742
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in De Witt, Iowa 52742.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,243 over the lifetime of your mortgage, which translates to a monthly savings of $15 in De Witt and other areas of Clinton county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in De Witt, Iowa 52742
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Interactive Refinance Rate Projections for De Witt, Iowa 52742
Pureloan has developed an interactive chart to monitor the five largest local lenders in De Witt, IA 52742, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in De Witt, Iowa 52742 from 2024 - 2016
The following historical data provides insights into refinancing trends in De Witt, Iowa and the surrounding Clinton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 54.29% | 50.26% | 50.19% | 69.57% | 56.06% | 46.09% | 40.00% | 60.10% |
avg refi rate | 5.96% | 3.72% | 2.84% | 3.26% | 3.96% | 4.23% | 3.86% | 3.59% | 3.74% |
% 15 year fixed refinance | 28.57% | 32.80% | 31.46% | 17.39% | 30.30% | 42.61% | 45.33% | 23.83% | |
avg refi rate | 3.03% | 2.35% | 2.75% | 3.24% | 3.68% | 2.97% | 2.72% | 2.94% | |
Avg credit score | 755.67 | 729.71 | 751.29 | 760.39 | 760.21 | 753.56 | 762.76 | 768.26 | 759.49 |
Avg LTV (loan to value) | 64.00% | 65.31% | 68.01% | 71.91% | 74.29% | 68.21% | 65.65% | 67.45% | 68.89% |
Avg DTI (debt to income) | 36.67 | 34.49 | 31.68 | 31.00 | 31.30 | 33.45 | 30.85 | 30.22 | 30.48 |
Avg refinance insurance % | 4.00% | 2.11% | 2.80% | 4.33% | 6.30% | 2.58% | 2.13% | 2.33% | 2.22% |
Best Refinance Brokers around De Witt, Iowa 52742
If you are considering refinancing your mortgage or obtaining a cash-out refinance in De Witt, Iowa 52742, we have compiled a list of top refinance brokers to assist you in the process.
Debbie Mulvania
Loan Officer
914 6th Ave
De Witt, IA 52742
(563) 289-2265
dmulvania@firstcentralsb.com
Brenda Drummond
Loan Officer
914 6th Ave
De Witt, IA 52742
(563) 285-2033
bdrummond@firstcentralsb.com
Norma Bickel
Loan Officer
914 6th Ave
De Witt, IA 52742
(563) 285-6455
nbickel@firstcentralsb.com
Joel Dieckmann
Senior Lender
815 6th Ave
De Witt, IA 52742
(563) 659-3211
jdieckmann@dewittbank.com
Doug Haley
Loan officer
815 6th Ave
De Witt, IA 52742
(563) 659-3211
dhaley@dewittbank.com
Address
914 6th Ave
De Witt, IA
Contact
(563) 289-2265
Fax (301) 639-0804
dmulvania@firstcentralsb.com
Address
914 6th Ave
De Witt, IA
Contact
(563) 285-2033
Fax (301) 639-0804
bdrummond@firstcentralsb.com
Address
914 6th Ave
De Witt, IA
Contact
(563) 285-6455
Fax (301) 639-0804
nbickel@firstcentralsb.com