Compare Today’s Refinance Rates for Des Moines, Iowa

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Des Moines, Iowa 50314. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $2,186 or $6 / month in Des Moines and other areas of Polk county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Des Moines, Iowa 50314.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Des Moines, Iowa 50314

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Des Moines, IA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Des Moines, IA 50314, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Des Moines, IA

Refinance Rates for Des Moines, Iowa 50314 from 2013 - 2020

Below are historical data on refinancing in Des Moines, Iowa and around Polk county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 47.78% 40.32% 40.05% 37.86% 56.63% 52.17% 57.84% 57.45%
avg refi rate 4.79% 4.38% 3.90% 3.63% 4.48% 3.97% 3.78% 3.95%
% 15 year fixed refinance 33.45% 36.45% 41.67% 48.54% 33.73% 33.99% 26.49% 29.79%
avg refi rate 4.15% 3.71% 3.19% 2.83% 3.50% 3.26% 3.00% 3.03%
Avg credit score 766.83 768.66 773.43 766.56 755.49 757.97 760.71 767.21
Avg LTV (loan to value) 68.76% 69.60% 70.42% 70.39% 70.27% 73.19% 72.59% 70.07%
Avg DTI (debt to income) 29.54 27.96 28.67 29.09 33.35 30.06 30.61 31.53
Avg refinance insurance % 2.30% 2.52% 3.06% 3.34% 4.75% 4.36% 4.65% 4.13%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Des Moines, Iowa 50314

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Des Moines, Iowa 50314, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Art Ousley

Loan Officer

4605 Fleur Drive

Des Moines, IA 50314

(515) 343-5847

aousley@mhbank.com

Michelle Reyna

mortgage loan originator

600 East 30th St.

Des Moines, IA 50314

(800) 296-9064

mreyna@gicu.org

Liesl Fitzpatrick

mortgage loan originator

600 East 30th St.

Des Moines, IA 50314

(800) 296-9064

lfitzpatrick@gicu.org

Helen Dao

mortgage loan originator

600 East 30th St.

Des Moines, IA 50314

(800) 296-9064

hdao@gicu.org

Estrella Serrano

mortgage loan originator

600 East 30th St.

Des Moines, IA 50314

(800) 296-9064

eserrano@gicu.org

Address

4605 Fleur Drive

Des Moines, IA

Contact

(515) 343-5847

Fax (301) 639-0804

aousley@mhbank.com

Address

600 East 30th St.

Des Moines, IA

Contact

(800) 296-9064

Fax (301) 639-0804

mreyna@gicu.org

Address

600 East 30th St.

Des Moines, IA

Contact

(800) 296-9064

Fax (301) 639-0804

lfitzpatrick@gicu.org

Refinancing News for Des Moines, Iowa 50314