Compare Today’s Refinance Rates for Dewar, Iowa 50623
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Dewar, Iowa 50623.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Dewar, Iowa 50623. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,974 or $8 per month in Dewar and other parts of Black Hawk county.
Summary of Average Refinances in Dewar, Iowa 50623
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Interactive Refinance Rate Projections for Dewar, Iowa 50623
Pureloan has developed an interactive chart to monitor the five largest local lenders in Dewar, IA 50623, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Dewar, Iowa 50623 from 2024 - 2016
The following historical data provides insights into refinancing trends in Dewar, Iowa and the surrounding Black Hawk county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 60.00% | 60.83% | 55.57% | 49.33% | 67.65% | 61.90% | 47.96% | 66.28% | 52.05% |
avg refi rate | 5.91% | 3.55% | 2.83% | 3.08% | 4.08% | 4.27% | 4.10% | 3.65% | 3.77% |
% 15 year fixed refinance | 20.00% | 28.33% | 32.83% | 39.05% | 26.47% | 26.98% | 36.73% | 19.77% | 32.19% |
avg refi rate | 5.75% | 3.04% | 2.34% | 2.54% | 3.56% | 3.53% | 3.08% | 2.80% | 3.01% |
Avg credit score | 766.80 | 744.00 | 760.61 | 768.21 | 754.25 | 745.14 | 745.21 | 751.80 | 759.08 |
Avg LTV (loan to value) | 72.20% | 69.80% | 70.48% | 71.47% | 75.76% | 72.32% | 76.87% | 75.30% | 71.64% |
Avg DTI (debt to income) | 30.00 | 32.62 | 29.58 | 29.11 | 31.03 | 31.67 | 31.09 | 29.13 | 30.72 |
Avg refinance insurance % | 7.40% | 3.77% | 3.98% | 5.47% | 8.70% | 4.13% | 6.47% | 6.44% | 3.31% |
Best Refinance Brokers around Dewar, Iowa 50623
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Dewar, Iowa 50623, we have compiled a list of top refinance brokers to assist you in the process.
Les Coulter
Loan officer
PO Box 400
Conrad, IA 50623
(641) 366-3898
kimh@gnbbank.com
Duane G Dirks
Loan officer
PO Box 400
Conrad, IA 50623
(319) 824-6421
duaned@gnbbank.com
Dave Graham
Loan officer
PO Box 400
Conrad, IA 50623
(641) 366-3898
jeaninem@gnbbank.com
Shane Tiernan
Chief of Lending
PO Box 400
Conrad, IA 50623
(641) 366-3898
shanet@gnbbank.com
Marsha Lechner
Consumer Loan Officer
PO Box 400
Conrad, IA 50623
(641) 366-3898
marshalechner@gnbbank.com
Address
PO Box 400
Conrad, IA
Contact
(641) 366-3898
Fax (301) 639-0804
kimh@gnbbank.com
Address
PO Box 400
Conrad, IA
Contact
(319) 824-6421
Fax (301) 639-0804
duaned@gnbbank.com
Address
PO Box 400
Conrad, IA
Contact
(641) 366-3898
Fax (301) 639-0804
jeaninem@gnbbank.com