Compare Today’s Refinance Rates for Dubuque, Iowa

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Dubuque, Iowa 52001. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Dubuque and other areas of Dubuque county, expected lifetime cash savings are $2,537 or $7 / month.

For Dubuque, Iowa 52001, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Dubuque, Iowa 52001

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Dubuque, IA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Dubuque, IA 52001, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Dubuque, IA

Refinance Rates for Dubuque, Iowa 52001 from 2013 - 2020

Below are historical data on refinancing in Dubuque, Iowa and around Dubuque county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 47.16% 38.34% 42.87% 53.02% 59.72% 61.95% 40.08% 50.00%
avg refi rate 4.63% 4.28% 3.78% 3.49% 4.34% 3.78% 3.61% 3.88%
% 15 year fixed refinance 34.72% 46.98% 40.91% 36.51% 31.94% 23.89% 45.15% 38.64%
avg refi rate 4.02% 3.51% 2.98% 2.67% 3.42% 2.96% 2.74% 2.86%
Avg credit score 766.80 764.82 768.04 763.70 755.47 757.99 767.41 757.22
Avg LTV (loan to value) 66.25% 67.25% 66.77% 68.22% 68.33% 68.99% 67.57% 66.17%
Avg DTI (debt to income) 29.10 29.17 29.88 31.08 32.46 30.77 30.60 30.48
Avg refinance insurance % 0.91% 1.32% 2.18% 2.65% 3.38% 2.65% 2.47% 2.15%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Dubuque, Iowa 52001

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Dubuque, Iowa 52001, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kristin Mayo

Senior Loan Originator

600 Star Brewery Drive Suite 300

Dubuque, IA 52001

(563) 690-4204

kristin.mayo@ruhlmortgage.com

Jessy Williams

Loan Officer

1398 Central Ave

Dubuque, IA 52001

(563) 589-2164

jwilliams@dubuquebank.com

Sara Waldron

Loan Officer

1398 Central Ave

Dubuque, IA 52001

(563) 589-2155

SWaldron@dubuquebank.com

Mark Wagner

Business Banking Portfolio Manager

1398 Central Ave

Dubuque, IA 52001

(563) 589-1937

MWagner@dubuquebank.com

Michelle Wagener

Loan Officer

1398 Central Ave

Dubuque, IA 52001

(563) 587-3921

mwagener@dubuquebank.com

Address

600 Star Brewery Drive Suite 300

Dubuque, IA

Contact

(563) 690-4204

Fax (301) 639-0804

kristin.mayo@ruhlmortgage.com

Address

1398 Central Ave

Dubuque, IA

Contact

(563) 589-2164

Fax (301) 639-0804

jwilliams@dubuquebank.com

Address

1398 Central Ave

Dubuque, IA

Contact

(563) 589-2155

Fax (301) 639-0804

SWaldron@dubuquebank.com

Refinancing News for Dubuque, Iowa 52001