Compare Today’s Refinance Rates for Durant, Iowa 52747
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Durant, Iowa 52747.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,857 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Durant and other areas of Cedar county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Durant, Iowa 52747
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Interactive Refinance Rate Projections for Durant, Iowa 52747
Pureloan has developed an interactive chart to monitor the five largest local lenders in Durant, IA 52747, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Durant, Iowa 52747 from 2024 - 2016
The following historical data provides insights into refinancing trends in Durant, Iowa and the surrounding Cedar county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 54.29% | 50.26% | 50.19% | 69.57% | 56.06% | 46.09% | 40.00% | 60.10% |
avg refi rate | 5.96% | 3.72% | 2.84% | 3.26% | 3.96% | 4.23% | 3.86% | 3.59% | 3.74% |
% 15 year fixed refinance | 28.57% | 32.80% | 31.46% | 17.39% | 30.30% | 42.61% | 45.33% | 23.83% | |
avg refi rate | 3.03% | 2.35% | 2.75% | 3.24% | 3.68% | 2.97% | 2.72% | 2.94% | |
Avg credit score | 755.67 | 729.71 | 751.29 | 760.39 | 760.21 | 753.56 | 762.76 | 768.26 | 759.49 |
Avg LTV (loan to value) | 64.00% | 65.31% | 68.01% | 71.91% | 74.29% | 68.21% | 65.65% | 67.45% | 68.89% |
Avg DTI (debt to income) | 36.67 | 34.49 | 31.68 | 31.00 | 31.30 | 33.45 | 30.85 | 30.22 | 30.48 |
Avg refinance insurance % | 4.00% | 2.11% | 2.80% | 4.33% | 6.30% | 2.58% | 2.13% | 2.33% | 2.22% |
Best Refinance Brokers around Durant, Iowa 52747
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Durant, Iowa 52747, we have compiled a list of top refinance brokers to assist you in the process.
Ricci S. Aquilani
Senior Vice President/Loan Officer
235 6th Ave S
Clinton, IA 52747
(800) 243-9007
ricci.aquilani@clintonnational.net
Jennifer Boysen
Loan Officer
235 6th Ave S
Clinton, IA 52747
(800) 243-9007
jenny.boysen@clintonnational.net
Denise E. Bubbers
Loan Officer
235 6th Ave S
Clinton, IA 52747
(800) 243-9007
denise.bubbers@clintonnational.net
Lynn E. Chambell
Commercial Loan Officer
235 6th Ave S
Clinton, IA 52747
(800) 243-9007
lynn.chambell@clintonnational.net
Deborah A. Feaster
Loan Officer
235 6th Ave S
Clinton, IA 52747
(800) 243-9007
debbie.feaster@clintonnational.net
Address
235 6th Ave S
Clinton, IA
Contact
(800) 243-9007
Fax (301) 639-0804
ricci.aquilani@clintonnational.net
Address
235 6th Ave S
Clinton, IA
Contact
(800) 243-9007
Fax (301) 639-0804
jenny.boysen@clintonnational.net
Address
235 6th Ave S
Clinton, IA
Contact
(800) 243-9007
Fax (301) 639-0804
denise.bubbers@clintonnational.net