Compare Today’s Refinance Rates for Dyersville, Iowa 52040
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Dyersville, Iowa 52040.
With a 30-year amortization refinance in Dyersville and surrounding areas of Dubuque county, our calculations show that you can expect to save up to $3,290 over the lifetime of your mortgage, or a monthly savings of $9. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Dyersville, Iowa 52040.
Summary of Average Refinances in Dyersville, Iowa 52040
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Interactive Refinance Rate Projections for Dyersville, Iowa 52040
Pureloan has developed an interactive chart to monitor the five largest local lenders in Dyersville, IA 52040, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Dyersville, Iowa 52040 from 2024 - 2016
The following historical data provides insights into refinancing trends in Dyersville, Iowa and the surrounding Dubuque county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 54.29% | 50.26% | 50.19% | 69.57% | 56.06% | 46.09% | 40.00% | 60.10% |
avg refi rate | 5.96% | 3.72% | 2.84% | 3.26% | 3.96% | 4.23% | 3.86% | 3.59% | 3.74% |
% 15 year fixed refinance | 28.57% | 32.80% | 31.46% | 17.39% | 30.30% | 42.61% | 45.33% | 23.83% | |
avg refi rate | 3.03% | 2.35% | 2.75% | 3.24% | 3.68% | 2.97% | 2.72% | 2.94% | |
Avg credit score | 755.67 | 729.71 | 751.29 | 760.39 | 760.21 | 753.56 | 762.76 | 768.26 | 759.49 |
Avg LTV (loan to value) | 64.00% | 65.31% | 68.01% | 71.91% | 74.29% | 68.21% | 65.65% | 67.45% | 68.89% |
Avg DTI (debt to income) | 36.67 | 34.49 | 31.68 | 31.00 | 31.30 | 33.45 | 30.85 | 30.22 | 30.48 |
Avg refinance insurance % | 4.00% | 2.11% | 2.80% | 4.33% | 6.30% | 2.58% | 2.13% | 2.33% | 2.22% |
Best Refinance Brokers around Dyersville, Iowa 52040
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Dyersville, Iowa 52040, we have compiled a list of top refinance brokers to assist you in the process.
Kenneth Pittman
Loan Officer
102 North Main Street
Elkader, IA 52040
(563) 245-2110
Kenneth.Pittman@bankatcentral.com
Robert Frieden
Loan Officer
102 North Main Street
Elkader, IA 52040
(563) 245-2110
Robert.Frieden@bankatcentral.com
Jared Funk
Loan Officer
102 North Main Street
Elkader, IA 52040
(563) 245-2110
Jared.Funk@bankatcentral.com
Joddy Roys
Loan Officer
102 North Main Street
Elkader, IA 52040
(563) 245-2110
Joddy.Roys@bankatcentral.com
Kari Niewoehner
Loan Officer
102 North Main Street
Elkader, IA 52040
(563) 245-2110
Kari.Niewoehner@bankatcentral.com
Address
102 North Main Street
Elkader, IA
Contact
(563) 245-2110
Fax (301) 639-0804
Kenneth.Pittman@bankatcentral.com
Address
102 North Main Street
Elkader, IA
Contact
(563) 245-2110
Fax (301) 639-0804
Robert.Frieden@bankatcentral.com
Address
102 North Main Street
Elkader, IA
Contact
(563) 245-2110
Fax (301) 639-0804
Jared.Funk@bankatcentral.com