Compare Today’s Refinance Rates for Elkport, Iowa 52044
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Elkport, Iowa 52044.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $10,368 over the lifetime of your mortgage, which translates to a monthly savings of $29 in Elkport and other areas of Clayton county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Elkport, Iowa 52044
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Interactive Refinance Rate Projections for Elkport, Iowa 52044
Pureloan has developed an interactive chart to monitor the five largest local lenders in Elkport, IA 52044, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Elkport, Iowa 52044 from 2024 - 2016
The following historical data provides insights into refinancing trends in Elkport, Iowa and the surrounding Clayton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 54.29% | 50.26% | 50.19% | 69.57% | 56.06% | 46.09% | 40.00% | 60.10% |
avg refi rate | 5.96% | 3.72% | 2.84% | 3.26% | 3.96% | 4.23% | 3.86% | 3.59% | 3.74% |
% 15 year fixed refinance | 28.57% | 32.80% | 31.46% | 17.39% | 30.30% | 42.61% | 45.33% | 23.83% | |
avg refi rate | 3.03% | 2.35% | 2.75% | 3.24% | 3.68% | 2.97% | 2.72% | 2.94% | |
Avg credit score | 755.67 | 729.71 | 751.29 | 760.39 | 760.21 | 753.56 | 762.76 | 768.26 | 759.49 |
Avg LTV (loan to value) | 64.00% | 65.31% | 68.01% | 71.91% | 74.29% | 68.21% | 65.65% | 67.45% | 68.89% |
Avg DTI (debt to income) | 36.67 | 34.49 | 31.68 | 31.00 | 31.30 | 33.45 | 30.85 | 30.22 | 30.48 |
Avg refinance insurance % | 4.00% | 2.11% | 2.80% | 4.33% | 6.30% | 2.58% | 2.13% | 2.33% | 2.22% |
Best Refinance Brokers around Elkport, Iowa 52044
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Elkport, Iowa 52044, we have compiled a list of top refinance brokers to assist you in the process.
Kenneth Pittman
Loan Officer
102 North Main Street
Elkader, IA 52044
(563) 245-2110
Kenneth.Pittman@bankatcentral.com
Robert Frieden
Loan Officer
102 North Main Street
Elkader, IA 52044
(563) 245-2110
Robert.Frieden@bankatcentral.com
Jared Funk
Loan Officer
102 North Main Street
Elkader, IA 52044
(563) 245-2110
Jared.Funk@bankatcentral.com
Joddy Roys
Loan Officer
102 North Main Street
Elkader, IA 52044
(563) 245-2110
Joddy.Roys@bankatcentral.com
Kari Niewoehner
Loan Officer
102 North Main Street
Elkader, IA 52044
(563) 245-2110
Kari.Niewoehner@bankatcentral.com
Address
102 North Main Street
Elkader, IA
Contact
(563) 245-2110
Fax (301) 639-0804
Kenneth.Pittman@bankatcentral.com
Address
102 North Main Street
Elkader, IA
Contact
(563) 245-2110
Fax (301) 639-0804
Robert.Frieden@bankatcentral.com
Address
102 North Main Street
Elkader, IA
Contact
(563) 245-2110
Fax (301) 639-0804
Jared.Funk@bankatcentral.com