Compare Today’s Refinance Rates for Epworth, Iowa 52045
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Epworth, Iowa 52045.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Epworth, Iowa 52045. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,149 or $9 per month in Epworth and other parts of Dubuque county.
Summary of Average Refinances in Epworth, Iowa 52045
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Interactive Refinance Rate Projections for Epworth, Iowa 52045
Pureloan has developed an interactive chart to monitor the five largest local lenders in Epworth, IA 52045, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Epworth, Iowa 52045 from 2024 - 2016
The following historical data provides insights into refinancing trends in Epworth, Iowa and the surrounding Dubuque county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 54.29% | 50.26% | 50.19% | 69.57% | 56.06% | 46.09% | 40.00% | 60.10% |
| avg refi rate | 5.96% | 3.72% | 2.84% | 3.26% | 3.96% | 4.23% | 3.86% | 3.59% | 3.74% |
| % 15 year fixed refinance | 28.57% | 32.80% | 31.46% | 17.39% | 30.30% | 42.61% | 45.33% | 23.83% | |
| avg refi rate | 3.03% | 2.35% | 2.75% | 3.24% | 3.68% | 2.97% | 2.72% | 2.94% | |
| Avg credit score | 755.67 | 729.71 | 751.29 | 760.39 | 760.21 | 753.56 | 762.76 | 768.26 | 759.49 |
| Avg LTV (loan to value) | 64.00% | 65.31% | 68.01% | 71.91% | 74.29% | 68.21% | 65.65% | 67.45% | 68.89% |
| Avg DTI (debt to income) | 36.67 | 34.49 | 31.68 | 31.00 | 31.30 | 33.45 | 30.85 | 30.22 | 30.48 |
| Avg refinance insurance % | 4.00% | 2.11% | 2.80% | 4.33% | 6.30% | 2.58% | 2.13% | 2.33% | 2.22% |
Best Refinance Brokers around Epworth, Iowa 52045
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Epworth, Iowa 52045, we have compiled a list of top refinance brokers to assist you in the process.
Denise Calhoun
Director & Vice President
106 E. Delaware Street
Manchester, IA 52045
(563) 927-4475
denise.calhoun@fmbankia.com
Tracy Douglass
Vice President & CRA
106 E. Delaware Street
Manchester, IA 52045
(563) 927-4475
tracy.douglass@fmbankia.com
Jen Finn
Real Estate Loan Officer
106 E. Delaware Street
Manchester, IA 52045
(563) 927-4475
jen.finn@fmbankia.com
Teresa Greve
Mortgage Loan Officer
106 E. Delaware Street
Manchester, IA 52045
(563) 927-4475
teresa.greve@fmbankia.com
Dale Hatfield
Assistant Vice President
106 E. Delaware Street
Manchester, IA 52045
(563) 927-4475
dale.hatfield@fmbankia.com
Address
106 E. Delaware Street
Manchester, IA
Contact
(563) 927-4475
Fax (301) 639-0804
denise.calhoun@fmbankia.com
Address
106 E. Delaware Street
Manchester, IA
Contact
(563) 927-4475
Fax (301) 639-0804
tracy.douglass@fmbankia.com
Address
106 E. Delaware Street
Manchester, IA
Contact
(563) 927-4475
Fax (301) 639-0804
jen.finn@fmbankia.com