Compare Today’s Refinance Rates for Estherville, Iowa 51334
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Estherville, Iowa 51334.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Estherville, Iowa 51334. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,580 or $27 per month in Estherville and other parts of Emmet county.
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Summary of Average Refinances in Estherville, Iowa 51334
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Estherville, Iowa 51334
Pureloan has developed an interactive chart to monitor the five largest local lenders in Estherville, IA 51334, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Estherville, Iowa 51334 from 2024 - 2016
The following historical data provides insights into refinancing trends in Estherville, Iowa and the surrounding Emmet county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 57.89% | 32.10% | 21.88% | 53.33% | 77.78% | 40.00% | 35.71% | 66.67% |
| avg refi rate | 5.88% | 4.65% | 2.94% | 2.96% | 4.02% | 4.55% | 3.95% | 3.77% | 3.97% |
| % 15 year fixed refinance | 15.79% | 48.15% | 53.13% | 26.67% | 22.22% | 48.00% | 35.71% | 23.81% | |
| avg refi rate | 2.38% | 2.36% | 2.54% | 3.38% | 4.19% | 3.19% | 2.98% | 3.15% | |
| Avg credit score | 733.00 | 734.63 | 755.30 | 762.57 | 756.87 | 736.56 | 742.44 | 747.93 | 755.14 |
| Avg LTV (loan to value) | 73.33% | 69.16% | 67.05% | 65.78% | 73.80% | 74.67% | 71.48% | 64.14% | 70.00% |
| Avg DTI (debt to income) | 25.33 | 30.53 | 28.53 | 28.14 | 24.73 | 32.11 | 32.32 | 25.36 | 28.00 |
| Avg refinance insurance % | 8.33% | 0.63% | 3.63% | 3.20% | 4.80% | 2.00% | 1.96% | 2.14% | 3.81% |
Best Refinance Brokers around Estherville, Iowa 51334
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Estherville, Iowa 51334, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Sid Fitch
Loan Officer
PO Box 7980
Spencer, IA 51334
(712) 262-3340
sid@farmerstrust.com
Kent Nelson
Loan Officer
PO Box 7980
Spencer, IA 51334
(712) 262-3340
kent@farmerstrust.com
Michael P Bryan
Senior Loan Officer
PO Box 7980
Spencer, IA 51334
(712) 262-3340
michael@farmerstrust.com
Jeremy Helmers
Loan Officer
PO Box 979
Okoboji, IA 51334
(712) 332-7000
jhelmers@bankmidwest.com
Bill Wymer
Loan Originators
1718 Hill Ave Ste B
Spirit Lake, IA 51334
(712) 336-2235
bill.wymer@teamusamtg.com
Address
PO Box 7980
Spencer, IA
Contact
(712) 262-3340
Fax (301) 639-0804
sid@farmerstrust.com
Address
PO Box 7980
Spencer, IA
Contact
(712) 262-3340
Fax (301) 639-0804
kent@farmerstrust.com
Address
PO Box 7980
Spencer, IA
Contact
(712) 262-3340
Fax (301) 639-0804
michael@farmerstrust.com