Compare Today’s Refinance Rates for Fayette, Iowa 52142
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Fayette, Iowa 52142.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Fayette, Iowa 52142. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,719 or $16 per month in Fayette and other parts of Fayette county.
Summary of Average Refinances in Fayette, Iowa 52142
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Interactive Refinance Rate Projections for Fayette, Iowa 52142
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fayette, IA 52142, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fayette, Iowa 52142 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fayette, Iowa and the surrounding Fayette county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 54.29% | 50.26% | 50.19% | 69.57% | 56.06% | 46.09% | 40.00% | 60.10% |
avg refi rate | 5.96% | 3.72% | 2.84% | 3.26% | 3.96% | 4.23% | 3.86% | 3.59% | 3.74% |
% 15 year fixed refinance | 28.57% | 32.80% | 31.46% | 17.39% | 30.30% | 42.61% | 45.33% | 23.83% | |
avg refi rate | 3.03% | 2.35% | 2.75% | 3.24% | 3.68% | 2.97% | 2.72% | 2.94% | |
Avg credit score | 755.67 | 729.71 | 751.29 | 760.39 | 760.21 | 753.56 | 762.76 | 768.26 | 759.49 |
Avg LTV (loan to value) | 64.00% | 65.31% | 68.01% | 71.91% | 74.29% | 68.21% | 65.65% | 67.45% | 68.89% |
Avg DTI (debt to income) | 36.67 | 34.49 | 31.68 | 31.00 | 31.30 | 33.45 | 30.85 | 30.22 | 30.48 |
Avg refinance insurance % | 4.00% | 2.11% | 2.80% | 4.33% | 6.30% | 2.58% | 2.13% | 2.33% | 2.22% |
Best Refinance Brokers around Fayette, Iowa 52142
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fayette, Iowa 52142, we have compiled a list of top refinance brokers to assist you in the process.
Barry K Fruechte
Loan Officer
118 Main St NE # 8
New Albin, IA 52142
(563) 544-4214
barry@newalbinsavingsbank.com
Dan Denk
Loan Officer
PO Box 246
Waukon, IA 52142
(563) 568-3451
dan@waukonstatebank.com
James E. Sweeney
President /Loan Officer
PO Box 246
Waukon, IA 52142
(563) 568-3451
jim@waukonstatebank.com
Laurie Henkels
Loan Officer
208 Edgar St
Marquette, IA 52142
(563) 873-3553
Laurie.Henkels@bankatcentral.com
Beverly Towle
Loan Officer
208 Edgar St
Marquette, IA 52142
(563) 873-3553
Beverly.Towle@bankatcentral.com
Address
118 Main St NE # 8
New Albin, IA
Contact
(563) 544-4214
Fax (301) 639-0804
barry@newalbinsavingsbank.com
Address
PO Box 246
Waukon, IA
Contact
(563) 568-3451
Fax (301) 639-0804
dan@waukonstatebank.com
Address
PO Box 246
Waukon, IA
Contact
(563) 568-3451
Fax (301) 639-0804
jim@waukonstatebank.com