Compare Today’s Refinance Rates for Floyd, Iowa 50435
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Floyd, Iowa 50435.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Floyd, Iowa 50435. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,339 or $9 per month in Floyd and other parts of Floyd county.
Summary of Average Refinances in Floyd, Iowa 50435
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Interactive Refinance Rate Projections for Floyd, Iowa 50435
Pureloan has developed an interactive chart to monitor the five largest local lenders in Floyd, IA 50435, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Floyd, Iowa 50435 from 2024 - 2016
The following historical data provides insights into refinancing trends in Floyd, Iowa and the surrounding Floyd county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 66.67% | 48.94% | 36.77% | 38.46% | 50.00% | 50.00% | 44.44% | 50.00% | 47.69% |
| avg refi rate | 5.19% | 3.88% | 2.87% | 2.99% | 3.87% | 4.38% | 3.90% | 3.65% | 3.85% |
| % 15 year fixed refinance | 38.30% | 45.02% | 45.01% | 32.50% | 50.00% | 50.79% | 36.11% | 36.92% | |
| avg refi rate | 2.85% | 2.33% | 2.46% | 3.70% | 3.68% | 3.11% | 2.86% | 2.93% | |
| Avg credit score | 743.33 | 731.72 | 752.74 | 783.57 | 751.73 | 735.17 | 752.75 | 760.75 | 744.60 |
| Avg LTV (loan to value) | 79.00% | 65.83% | 67.48% | 68.35% | 69.48% | 69.58% | 70.48% | 72.43% | 73.14% |
| Avg DTI (debt to income) | 34.00 | 32.64 | 28.81 | 28.52 | 28.90 | 30.33 | 30.67 | 28.40 | 29.77 |
| Avg refinance insurance % | 8.00% | 4.98% | 3.43% | 2.91% | 5.53% | 1.00% | 4.84% | 6.00% | 3.55% |
Best Refinance Brokers around Floyd, Iowa 50435
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Floyd, Iowa 50435, we have compiled a list of top refinance brokers to assist you in the process.
Tyler D. Heeren
VP/Loan Officer
211 1st Ave NW
Hampton, IA 50435
(641) 456-4793
theeren@fnb-hampton.com
Kent D. Mollenbeck
Vice President/Loan Officer
211 1st Ave NW
Hampton, IA 50435
(641) 456-4793
kmollenbeck@fnb-hampton.com
Bruce Harris
Loan Officer
211 1st Ave NW
Hampton, IA 50435
(641) 456-4793
bharris@fnb-hampton.com
Nancy L. Boyington
Loan Officer
211 1st Ave NW
Hampton, IA 50435
(641) 456-4793
nboyington@fnb-hampton.com
David M. Heuberger
Loan Officer/President & CEO
211 1st Ave NW
Hampton, IA 50435
(641) 456-4793
dheuberger@fnb-hampton.com
Address
211 1st Ave NW
Hampton, IA
Contact
(641) 456-4793
Fax (301) 639-0804
theeren@fnb-hampton.com
Address
211 1st Ave NW
Hampton, IA
Contact
(641) 456-4793
Fax (301) 639-0804
kmollenbeck@fnb-hampton.com
Address
211 1st Ave NW
Hampton, IA
Contact
(641) 456-4793
Fax (301) 639-0804
bharris@fnb-hampton.com