Compare Today’s Refinance Rates for Fonda, Iowa 50540
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Fonda, Iowa 50540.
With a 30-year amortization refinance in Fonda and surrounding areas of Pocahontas county, our calculations show that you can expect to save up to $3,268 over the lifetime of your mortgage, or a monthly savings of $9. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Fonda, Iowa 50540.
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Summary of Average Refinances in Fonda, Iowa 50540
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Fonda, Iowa 50540
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fonda, IA 50540, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fonda, Iowa 50540 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fonda, Iowa and the surrounding Pocahontas county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 75.00% | 40.43% | 37.05% | 38.83% | 59.70% | 52.00% | 45.76% | 34.15% | 45.59% |
| avg refi rate | 6.46% | 3.41% | 2.95% | 3.22% | 4.20% | 4.55% | 3.99% | 3.87% | 3.99% |
| % 15 year fixed refinance | 25.00% | 46.81% | 38.85% | 35.74% | 25.37% | 36.00% | 35.59% | 43.90% | 44.12% |
| avg refi rate | 5.00% | 2.85% | 2.41% | 2.62% | 3.51% | 3.83% | 3.24% | 3.04% | 3.15% |
| Avg credit score | 714.50 | 752.81 | 755.29 | 764.57 | 749.01 | 735.44 | 747.68 | 748.01 | 751.31 |
| Avg LTV (loan to value) | 76.25% | 66.40% | 70.87% | 72.68% | 72.55% | 70.04% | 67.15% | 67.40% | 70.76% |
| Avg DTI (debt to income) | 40.75 | 33.30 | 29.97 | 28.54 | 30.46 | 33.84 | 28.73 | 29.09 | 30.75 |
| Avg refinance insurance % | 7.50% | 4.98% | 4.09% | 4.20% | 4.84% | 3.92% | 2.17% | 3.61% | 2.29% |
Best Refinance Brokers around Fonda, Iowa 50540
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fonda, Iowa 50540, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Stacy Cirks
Consumer/Mortgage Lender
1301 6th Ave N
Humboldt, IA 50540
(515) 604-6420
stacyc@fsbwc.com
Jan Biggins
Loan Officer
505 2nd St
Webster City, IA 50540
(515) 832-2520
janb@fsbwc.com
Linn Lilienthal
Loan Officer
505 2nd St
Webster City, IA 50540
(515) 832-2520
linnl@fsbwc.com
Amy McCoy
Loan Officer
505 2nd St
Webster City, IA 50540
(515) 832-2520
amym@fsbwc.com
Steve Vande Zande
Loan Officer
505 2nd St
Webster City, IA 50540
(515) 832-2520
stevev@fsbwc.com
Address
1301 6th Ave N
Humboldt, IA
Contact
(515) 604-6420
Fax (301) 639-0804
stacyc@fsbwc.com
Address
505 2nd St
Webster City, IA
Contact
(515) 832-2520
Fax (301) 639-0804
janb@fsbwc.com
Address
505 2nd St
Webster City, IA
Contact
(515) 832-2520
Fax (301) 639-0804
linnl@fsbwc.com