Compare Today’s Refinance Rates for Fort Madison, Iowa 52627
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Fort Madison, Iowa 52627.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $2,550 over the lifetime of your mortgage, which translates to a monthly savings of $7 in Fort Madison and other areas of Lee county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Fort Madison, Iowa 52627
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Interactive Refinance Rate Projections for Fort Madison, Iowa 52627
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fort Madison, IA 52627, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fort Madison, Iowa 52627 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fort Madison, Iowa and the surrounding Lee county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 57.14% | 43.62% | 40.38% | 66.67% | 66.67% | 54.55% | 47.62% | 46.88% | |
avg refi rate | 3.60% | 2.97% | 3.19% | 4.34% | 4.20% | 3.98% | 4.03% | 4.25% | |
% 15 year fixed refinance | 25.00% | 34.04% | 32.69% | 20.83% | 11.11% | 27.27% | 19.05% | 40.63% | |
avg refi rate | 3.18% | 2.48% | 2.84% | 4.20% | 3.25% | 3.54% | 3.34% | 3.34% | |
Avg credit score | 732.79 | 845.62 | 747.50 | 747.21 | 730.89 | 753.36 | 733.62 | 732.34 | |
Avg LTV (loan to value) | 72.68% | 70.86% | 73.37% | 72.54% | 79.11% | 71.27% | 76.14% | 73.03% | |
Avg DTI (debt to income) | 30.68 | 32.47 | 33.21 | 31.83 | 33.22 | 34.64 | 32.57 | 33.84 | |
Avg refinance insurance % | 5.68% | 3.21% | 4.23% | 3.04% | 11.56% | 2.73% | 7.86% | 3.88% |
Best Refinance Brokers around Fort Madison, Iowa 52627
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fort Madison, Iowa 52627, we have compiled a list of top refinance brokers to assist you in the process.
Cindy Roberts
Loan officer
926 Ave G
Fort Madison, IA 52627
(319) 470-5013
croberts@midwestone.com
Kathy M Strawhacker
Loan Officer
PO Box 670
Mediapolis, IA 52627
(319) 394-9620
kstrawhacker@tworiversbank.com
April D. Girard
Loan Officer
PO Box 190
Keokuk, IA 52627
(319) 524-6921
agirard@fcb-keokuk.com
Jason Dixon
Loan Officer
501 Main St
Keokuk, IA 52627
(319) 524-2944
jason.dixon@ksbbank.com
Guy Brown
Mortgage Loan Originators
1066 S Gear Ave
West Burlington, IA 52627
(319) 753-9172
gbrown@tworiversbank.com
Address
926 Ave G
Fort Madison, IA
Contact
(319) 470-5013
Fax (301) 639-0804
croberts@midwestone.com
Address
PO Box 670
Mediapolis, IA
Contact
(319) 394-9620
Fax (301) 639-0804
kstrawhacker@tworiversbank.com
Address
PO Box 190
Keokuk, IA
Contact
(319) 524-6921
Fax (301) 639-0804
agirard@fcb-keokuk.com