Compare Today’s Refinance Rates for Fremont, Iowa 52561
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Fremont, Iowa 52561.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Fremont, Iowa 52561. For 30-year amortization refinancing, you can expect lifetime cash savings of $12,444 or $35 per month in Fremont and other parts of Mahaska county.
Summary of Average Refinances in Fremont, Iowa 52561
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Interactive Refinance Rate Projections for Fremont, Iowa 52561
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fremont, IA 52561, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fremont, Iowa 52561 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fremont, Iowa and the surrounding Mahaska county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 33.33% | 50.00% | 37.14% | 31.58% | 59.26% | 53.33% | 34.48% | 36.84% | 52.00% |
avg refi rate | 5.13% | 4.28% | 3.03% | 3.30% | 4.56% | 4.43% | 4.24% | 4.20% | 4.08% |
% 15 year fixed refinance | 66.67% | 22.73% | 43.57% | 43.42% | 29.63% | 33.33% | 37.93% | 47.37% | 36.00% |
avg refi rate | 5.75% | 2.90% | 2.49% | 2.79% | 3.78% | 3.88% | 3.66% | 3.42% | 3.49% |
Avg credit score | 720.00 | 737.36 | 750.95 | 756.88 | 748.41 | 738.40 | 737.00 | 753.26 | 741.68 |
Avg LTV (loan to value) | 54.00% | 65.45% | 69.49% | 68.62% | 74.22% | 70.13% | 71.69% | 68.79% | 72.04% |
Avg DTI (debt to income) | 30.00 | 30.09 | 31.26 | 31.75 | 34.44 | 33.13 | 33.10 | 34.58 | 30.72 |
Avg refinance insurance % | 3.15% | 1.58% | 5.81% | 4.53% | 4.59% | 4.47% | 3.64% |
Best Refinance Brokers around Fremont, Iowa 52561
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fremont, Iowa 52561, we have compiled a list of top refinance brokers to assist you in the process.
Kathy M Strawhacker
Loan Officer
PO Box 670
Mediapolis, IA 52561
(319) 394-9620
kstrawhacker@tworiversbank.com
Guy Brown
Mortgage Loan Originators
1066 S Gear Ave
West Burlington, IA 52561
(319) 753-9172
gbrown@tworiversbank.com
Mike Weber
Loan Officer
203 S Jefferson St
Mount Pleasant, IA 52561
(319) 385-1620
mweber@globalstatemortgage.com
Dave George
Mortgage Loan Originators
100 W Washington St
Mount Pleasant, IA 52561
(319) 385-0661
dgeorge@tworiversbank.com
Brenda Gonzalez
Loan Officer
PO Box 617
Mount Pleasant, IA 52561
(319) 385-3822
bgonzalez@pilotgrovesavingsbank.com
Address
PO Box 670
Mediapolis, IA
Contact
(319) 394-9620
Fax (301) 639-0804
kstrawhacker@tworiversbank.com
Address
1066 S Gear Ave
West Burlington, IA
Contact
(319) 753-9172
Fax (301) 639-0804
gbrown@tworiversbank.com
Address
203 S Jefferson St
Mount Pleasant, IA
Contact
(319) 385-1620
Fax (301) 639-0804
mweber@globalstatemortgage.com