Compare Today’s Refinance Rates for Galva, Iowa 51020
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Galva, Iowa 51020.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,587 over the lifetime of your mortgage, which translates to a monthly savings of $21 in Galva and other areas of Ida county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Galva, Iowa 51020
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Interactive Refinance Rate Projections for Galva, Iowa 51020
Pureloan has developed an interactive chart to monitor the five largest local lenders in Galva, IA 51020, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Galva, Iowa 51020 from 2024 - 2016
The following historical data provides insights into refinancing trends in Galva, Iowa and the surrounding Ida county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 57.14% | 54.69% | 52.94% | 48.12% | 70.59% | 62.22% | 52.31% | 43.80% | 44.44% |
avg refi rate | 6.03% | 4.08% | 2.85% | 3.04% | 3.97% | 4.32% | 4.06% | 3.70% | 3.86% |
% 15 year fixed refinance | 28.57% | 23.44% | 33.01% | 36.20% | 25.49% | 22.22% | 30.77% | 50.41% | 40.74% |
avg refi rate | 5.44% | 3.10% | 2.28% | 2.58% | 3.36% | 3.77% | 3.16% | 2.84% | 3.03% |
Avg credit score | 757.14 | 739.92 | 753.81 | 762.16 | 759.57 | 747.76 | 739.49 | 756.75 | 755.65 |
Avg LTV (loan to value) | 53.29% | 69.28% | 69.12% | 70.58% | 77.14% | 71.98% | 72.20% | 69.17% | 69.77% |
Avg DTI (debt to income) | 30.71 | 32.77 | 29.99 | 28.32 | 31.20 | 30.89 | 32.09 | 28.45 | 27.86 |
Avg refinance insurance % | 1.71% | 4.25% | 4.69% | 3.56% | 8.82% | 4.33% | 4.14% | 4.02% | 4.23% |
Best Refinance Brokers around Galva, Iowa 51020
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Galva, Iowa 51020, we have compiled a list of top refinance brokers to assist you in the process.
Trey Else
Loan Officer
PO Box 110
Holstein, IA 51020
(712) 368-2220
telse@nevadacb.com
Nathan Bakker
Loan officer
308 Main St
Ireton, IA 51020
(712) 278-2321
stan.hoekstra@iowastatebank.net
Stan Hoekstra
Loan officer
308 Main St
Ireton, IA 51020
(712) 278-2321
ashley.schuttpelz@iowastatebank.net
Holly June
Loan Officer
251 Reed St
Akron, IA 51020
(712) 568-2472
hjune@snbonline.com
Janelle Noreen
Loan Officer
251 Reed St
Akron, IA 51020
(712) 568-2472
jnoreen@snbonline.com
Address
PO Box 110
Holstein, IA
Contact
(712) 368-2220
Fax (301) 639-0804
telse@nevadacb.com
Address
308 Main St
Ireton, IA
Contact
(712) 278-2321
Fax (301) 639-0804
stan.hoekstra@iowastatebank.net
Address
308 Main St
Ireton, IA
Contact
(712) 278-2321
Fax (301) 639-0804
ashley.schuttpelz@iowastatebank.net