Compare Today’s Refinance Rates for Gilbertville, Iowa 50634
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Gilbertville, Iowa 50634.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Gilbertville, Iowa 50634. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,036 or $8 per month in Gilbertville and other parts of Black Hawk county.
Summary of Average Refinances in Gilbertville, Iowa 50634
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Interactive Refinance Rate Projections for Gilbertville, Iowa 50634
Pureloan has developed an interactive chart to monitor the five largest local lenders in Gilbertville, IA 50634, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Gilbertville, Iowa 50634 from 2024 - 2016
The following historical data provides insights into refinancing trends in Gilbertville, Iowa and the surrounding Black Hawk county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 60.00% | 60.83% | 55.57% | 49.33% | 67.65% | 61.90% | 47.96% | 66.28% | 52.05% |
| avg refi rate | 5.91% | 3.55% | 2.83% | 3.08% | 4.08% | 4.27% | 4.10% | 3.65% | 3.77% |
| % 15 year fixed refinance | 20.00% | 28.33% | 32.83% | 39.05% | 26.47% | 26.98% | 36.73% | 19.77% | 32.19% |
| avg refi rate | 5.75% | 3.04% | 2.34% | 2.54% | 3.56% | 3.53% | 3.08% | 2.80% | 3.01% |
| Avg credit score | 766.80 | 744.00 | 760.61 | 768.21 | 754.25 | 745.14 | 745.21 | 751.80 | 759.08 |
| Avg LTV (loan to value) | 72.20% | 69.80% | 70.48% | 71.47% | 75.76% | 72.32% | 76.87% | 75.30% | 71.64% |
| Avg DTI (debt to income) | 30.00 | 32.62 | 29.58 | 29.11 | 31.03 | 31.67 | 31.09 | 29.13 | 30.72 |
| Avg refinance insurance % | 7.40% | 3.77% | 3.98% | 5.47% | 8.70% | 4.13% | 6.47% | 6.44% | 3.31% |
Best Refinance Brokers around Gilbertville, Iowa 50634
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Gilbertville, Iowa 50634, we have compiled a list of top refinance brokers to assist you in the process.
Scott Becker
Assist.VP/Loan Officer
1306 5th Streeet
Gilbertville, IA 50634
(319) 296-1410
scott.becker@fsb1879.com
Carol Blythe
Consumer Loan Officer
PO Box 246
Grundy Center, IA 50634
(319) 825-5295
carolb@gnbins.com
Barb Buseman
Loan Staff
PO Box 246
Grundy Center, IA 50634
(319) 824-5431
barbb@gnbbank.com
Mike Cooper
Insurance Mgr/Real Estate Broker
PO Box 246
Grundy Center, IA 50634
(319) 825-5295
mikec@gnbbank.com
Rose Curren
Operations Officer/Cashier
PO Box 246
Grundy Center, IA 50634
(319) 824-5431
rosec@gnbbank.com
Address
1306 5th Streeet
Gilbertville, IA
Contact
(319) 296-1410
Fax (301) 639-0804
scott.becker@fsb1879.com
Address
PO Box 246
Grundy Center, IA
Contact
(319) 825-5295
Fax (301) 639-0804
carolb@gnbins.com
Address
PO Box 246
Grundy Center, IA
Contact
(319) 824-5431
Fax (301) 639-0804
barbb@gnbbank.com