Compare Today’s Refinance Rates for Grimes, Iowa 50111
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Grimes, Iowa 50111.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Grimes, Iowa 50111. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,553 or $13 per month in Grimes and other parts of Polk county.
Summary of Average Refinances in Grimes, Iowa 50111
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Interactive Refinance Rate Projections for Grimes, Iowa 50111
Pureloan has developed an interactive chart to monitor the five largest local lenders in Grimes, IA 50111, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Grimes, Iowa 50111 from 2024 - 2016
The following historical data provides insights into refinancing trends in Grimes, Iowa and the surrounding Polk county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.50% | 49.45% | 45.89% | 49.73% | 66.67% | 65.38% | 58.67% | 57.84% | 51.87% |
| avg refi rate | 6.19% | 3.58% | 2.90% | 3.15% | 4.15% | 4.40% | 4.03% | 3.78% | 3.97% |
| % 15 year fixed refinance | 12.50% | 36.81% | 34.57% | 32.90% | 18.45% | 29.49% | 30.67% | 26.49% | 33.61% |
| avg refi rate | 5.38% | 2.72% | 2.39% | 2.70% | 3.55% | 3.65% | 3.15% | 3.00% | 3.26% |
| Avg credit score | 740.00 | 755.05 | 764.84 | 770.19 | 754.89 | 752.46 | 761.43 | 760.80 | 757.78 |
| Avg LTV (loan to value) | 59.00% | 66.49% | 67.68% | 70.33% | 72.79% | 69.23% | 69.10% | 72.59% | 73.31% |
| Avg DTI (debt to income) | 31.50 | 31.07 | 29.95 | 28.71 | 32.54 | 33.05 | 31.46 | 30.61 | 30.21 |
| Avg refinance insurance % | 7.50% | 2.09% | 2.73% | 3.94% | 6.61% | 3.40% | 3.73% | 4.65% | 4.43% |
Best Refinance Brokers around Grimes, Iowa 50111
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Grimes, Iowa 50111, we have compiled a list of top refinance brokers to assist you in the process.
Michael Smith
AVP Commercial Relationship Banker
925 SE Gateway Dr
Grimes, IA 50111
(515) 986-5746
michael@visionbank.com
Mary Schultz
Vice President, Commercial Relationship Banker
925 SE Gateway Dr
Grimes, IA 50111
(515) 986-5746
mary@visionbank.com
Sara Rhamy
VP Mortgage & Consumer Lender
925 SE Gateway Dr
Grimes, IA 50111
(515) 986-5746
sara@visionbank.com
Cole Ingle
VP Mortgage & Consumer Lender
925 SE Gateway Dr
Grimes, IA 50111
(515) 986-5746
cole@visionbank.com
Chrissy Draper
Residential Mortgage Originator
100 NE Jacob Street
Grimes, IA 50111
(515) 986-2265
cdraper@citystatebank.com
Address
925 SE Gateway Dr
Grimes, IA
Contact
(515) 986-5746
Fax (301) 639-0804
michael@visionbank.com
Address
925 SE Gateway Dr
Grimes, IA
Contact
(515) 986-5746
Fax (301) 639-0804
mary@visionbank.com
Address
925 SE Gateway Dr
Grimes, IA
Contact
(515) 986-5746
Fax (301) 639-0804
sara@visionbank.com