Compare Today’s Refinance Rates for Holy Cross, Iowa 52053
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Holy Cross, Iowa 52053.
With a 30-year amortization refinance in Holy Cross and surrounding areas of Dubuque county, our calculations show that you can expect to save up to $8,170 over the lifetime of your mortgage, or a monthly savings of $23. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Holy Cross, Iowa 52053.
Summary of Average Refinances in Holy Cross, Iowa 52053
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Interactive Refinance Rate Projections for Holy Cross, Iowa 52053
Pureloan has developed an interactive chart to monitor the five largest local lenders in Holy Cross, IA 52053, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Holy Cross, Iowa 52053 from 2024 - 2016
The following historical data provides insights into refinancing trends in Holy Cross, Iowa and the surrounding Dubuque county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 54.29% | 50.26% | 50.19% | 69.57% | 56.06% | 46.09% | 40.00% | 60.10% |
| avg refi rate | 5.96% | 3.72% | 2.84% | 3.26% | 3.96% | 4.23% | 3.86% | 3.59% | 3.74% |
| % 15 year fixed refinance | 28.57% | 32.80% | 31.46% | 17.39% | 30.30% | 42.61% | 45.33% | 23.83% | |
| avg refi rate | 3.03% | 2.35% | 2.75% | 3.24% | 3.68% | 2.97% | 2.72% | 2.94% | |
| Avg credit score | 755.67 | 729.71 | 751.29 | 760.39 | 760.21 | 753.56 | 762.76 | 768.26 | 759.49 |
| Avg LTV (loan to value) | 64.00% | 65.31% | 68.01% | 71.91% | 74.29% | 68.21% | 65.65% | 67.45% | 68.89% |
| Avg DTI (debt to income) | 36.67 | 34.49 | 31.68 | 31.00 | 31.30 | 33.45 | 30.85 | 30.22 | 30.48 |
| Avg refinance insurance % | 4.00% | 2.11% | 2.80% | 4.33% | 6.30% | 2.58% | 2.13% | 2.33% | 2.22% |
Best Refinance Brokers around Holy Cross, Iowa 52053
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Holy Cross, Iowa 52053, we have compiled a list of top refinance brokers to assist you in the process.
Denise Calhoun
Director & Vice President
106 E. Delaware Street
Manchester, IA 52053
(563) 927-4475
denise.calhoun@fmbankia.com
Tracy Douglass
Vice President & CRA
106 E. Delaware Street
Manchester, IA 52053
(563) 927-4475
tracy.douglass@fmbankia.com
Jen Finn
Real Estate Loan Officer
106 E. Delaware Street
Manchester, IA 52053
(563) 927-4475
jen.finn@fmbankia.com
Teresa Greve
Mortgage Loan Officer
106 E. Delaware Street
Manchester, IA 52053
(563) 927-4475
teresa.greve@fmbankia.com
Dale Hatfield
Assistant Vice President
106 E. Delaware Street
Manchester, IA 52053
(563) 927-4475
dale.hatfield@fmbankia.com
Address
106 E. Delaware Street
Manchester, IA
Contact
(563) 927-4475
Fax (301) 639-0804
denise.calhoun@fmbankia.com
Address
106 E. Delaware Street
Manchester, IA
Contact
(563) 927-4475
Fax (301) 639-0804
tracy.douglass@fmbankia.com
Address
106 E. Delaware Street
Manchester, IA
Contact
(563) 927-4475
Fax (301) 639-0804
jen.finn@fmbankia.com