Compare Today’s Refinance Rates for Homestead, Iowa 52236
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Homestead, Iowa 52236.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Homestead, Iowa 52236. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,643 or $10 per month in Homestead and other parts of Iowa county.
41.733858
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Summary of Average Refinances in Homestead, Iowa 52236
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Homestead, Iowa 52236
Pureloan has developed an interactive chart to monitor the five largest local lenders in Homestead, IA 52236, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Homestead, Iowa 52236 from 2024 - 2016
The following historical data provides insights into refinancing trends in Homestead, Iowa and the surrounding Iowa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 75.00% | 58.74% | 50.50% | 54.88% | 57.25% | 61.25% | 43.93% | 51.10% | 51.72% |
| avg refi rate | 6.17% | 3.61% | 2.84% | 3.09% | 3.90% | 4.29% | 3.87% | 3.74% | 3.75% |
| % 15 year fixed refinance | 25.00% | 33.57% | 35.34% | 34.99% | 29.71% | 32.50% | 44.86% | 40.11% | 26.44% |
| avg refi rate | 5.00% | 2.72% | 2.33% | 2.62% | 3.43% | 3.54% | 3.16% | 2.84% | 2.97% |
| Avg credit score | 748.38 | 747.97 | 761.77 | 767.98 | 756.26 | 752.93 | 757.66 | 760.02 | 764.15 |
| Avg LTV (loan to value) | 67.75% | 64.62% | 68.88% | 70.08% | 70.30% | 71.00% | 68.59% | 72.86% | 69.22% |
| Avg DTI (debt to income) | 30.75 | 32.09 | 29.88 | 28.99 | 31.28 | 32.18 | 29.64 | 30.45 | 28.64 |
| Avg refinance insurance % | 6.88% | 2.78% | 2.98% | 4.24% | 4.03% | 3.84% | 3.37% | 4.36% | 1.48% |
Best Refinance Brokers around Homestead, Iowa 52236
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Homestead, Iowa 52236, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Pete Johnson
Loan Officer
2525 Muscatine Ave
Iowa City, IA 52236
(319) 341-2213
petejohnson@uiccu.org
Ryan Doehrmann
Loan Officer
500 Iowa Ave
Iowa City, IA 52236
(319) 341-2130
rdoehrmann@uiccu.org
Matt Frascht
Loan Officer
1151 2nd St
Coralville, IA 52236
(319) 341-3062
mfrascht@uiccu.org
Jessica Greving
Loan Officer
2461 10th St Ste 308
Coralville, IA 52236
(319) 354-7501
jessicagreving@yahoo.com
Gina Forbes
Loan Officer
2530 Corridor Way Ste 101
Coralville, IA 52236
(319) 625-2050
Gina.Forbes@bankatcentral.com
Address
2525 Muscatine Ave
Iowa City, IA
Contact
(319) 341-2213
Fax (301) 639-0804
petejohnson@uiccu.org
Address
500 Iowa Ave
Iowa City, IA
Contact
(319) 341-2130
Fax (301) 639-0804
rdoehrmann@uiccu.org
Address
1151 2nd St
Coralville, IA
Contact
(319) 341-3062
Fax (301) 639-0804
mfrascht@uiccu.org