Compare Today’s Refinance Rates for Imogene, Iowa 51645
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Imogene, Iowa 51645.
With a 30-year amortization refinance in Imogene and surrounding areas of Fremont county, our calculations show that you can expect to save up to $3,910 over the lifetime of your mortgage, or a monthly savings of $11. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Imogene, Iowa 51645.
Summary of Average Refinances in Imogene, Iowa 51645
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Interactive Refinance Rate Projections for Imogene, Iowa 51645
Pureloan has developed an interactive chart to monitor the five largest local lenders in Imogene, IA 51645, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Imogene, Iowa 51645 from 2024 - 2016
The following historical data provides insights into refinancing trends in Imogene, Iowa and the surrounding Fremont county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.89% | 32.10% | 21.88% | 53.33% | 77.78% | 40.00% | 35.71% | 66.67% |
avg refi rate | 5.88% | 4.65% | 2.94% | 2.96% | 4.02% | 4.55% | 3.95% | 3.77% | 3.97% |
% 15 year fixed refinance | 15.79% | 48.15% | 53.13% | 26.67% | 22.22% | 48.00% | 35.71% | 23.81% | |
avg refi rate | 2.38% | 2.36% | 2.54% | 3.38% | 4.19% | 3.19% | 2.98% | 3.15% | |
Avg credit score | 733.00 | 734.63 | 755.30 | 762.57 | 756.87 | 736.56 | 742.44 | 747.93 | 755.14 |
Avg LTV (loan to value) | 73.33% | 69.16% | 67.05% | 65.78% | 73.80% | 74.67% | 71.48% | 64.14% | 70.00% |
Avg DTI (debt to income) | 25.33 | 30.53 | 28.53 | 28.14 | 24.73 | 32.11 | 32.32 | 25.36 | 28.00 |
Avg refinance insurance % | 8.33% | 0.63% | 3.63% | 3.20% | 4.80% | 2.00% | 1.96% | 2.14% | 3.81% |
Best Refinance Brokers around Imogene, Iowa 51645
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Imogene, Iowa 51645, we have compiled a list of top refinance brokers to assist you in the process.
Dan Comer
Sidney Market President
716 Illinois Street, PO Box 189
Sidney, IA 51645
(712) 482-4023
dancomer@arborbanking.com
Jon Baier
Ag/Commercial Loan Officer
101 W Washington St
Clarinda, IA 51645
(712) 542-2121
jbaier@bankiowabanks.com
Scott Sunderman
Ag/Commercial Loan Officer
101 W Washington St
Clarinda, IA 51645
(712) 542-2121
ssunderman@bankiowabanks.com
Jennifer McCall
Residential/Consumer Loan Officer
101 W Washington St
Clarinda, IA 51645
(712) 542-2121
jmccall@bankiowabanks.com
David Sunderman
Branch Manager
1205 South 16th Street, B,
Clarinda, IA 51645
(866) 461-7101
dsunderman@castlecookemortgage.com
Address
716 Illinois Street, PO Box 189
Sidney, IA
Contact
(712) 482-4023
Fax (301) 639-0804
dancomer@arborbanking.com
Address
101 W Washington St
Clarinda, IA
Contact
(712) 542-2121
Fax (301) 639-0804
jbaier@bankiowabanks.com
Address
101 W Washington St
Clarinda, IA
Contact
(712) 542-2121
Fax (301) 639-0804
ssunderman@bankiowabanks.com