Compare Today’s Refinance Rates for Iowa City, Iowa

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Iowa City, Iowa 52244. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $6,300 or $18 / month in Iowa City and other areas of Johnson county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Iowa City, Iowa 52244.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Iowa City, Iowa 52244

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Iowa City, IA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Iowa City, IA 52244, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Iowa City, IA

Refinance Rates for Iowa City, Iowa 52244 from 2013 - 2020

Below are historical data on refinancing in Iowa City, Iowa and around Johnson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 47.16% 38.34% 42.87% 53.02% 59.72% 61.95% 40.08% 50.00%
avg refi rate 4.63% 4.28% 3.78% 3.49% 4.34% 3.78% 3.61% 3.88%
% 15 year fixed refinance 34.72% 46.98% 40.91% 36.51% 31.94% 23.89% 45.15% 38.64%
avg refi rate 4.02% 3.51% 2.98% 2.67% 3.42% 2.96% 2.74% 2.86%
Avg credit score 766.80 764.82 768.04 763.70 755.47 757.99 767.41 757.22
Avg LTV (loan to value) 66.25% 67.25% 66.77% 68.22% 68.33% 68.99% 67.57% 66.17%
Avg DTI (debt to income) 29.10 29.17 29.88 31.08 32.46 30.77 30.60 30.48
Avg refinance insurance % 0.91% 1.32% 2.18% 2.65% 3.38% 2.65% 2.47% 2.15%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Iowa City, Iowa 52244

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Iowa City, Iowa 52244, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jason Spengler

Loan Officer

500 Iowa Ave

Iowa City, IA 52244

(319) 341-4510

jasonspengler@uiccu.org

Scott Langenberg

Loan Officer

500 Iowa Ave

Iowa City, IA 52244

(319) 248-7128

scottlangenberg@uiccu.org

Patrick John

Loan Officer

500 Iowa Ave

Iowa City, IA 52244

(319) 341-2213

patrickjohn@uiccu.org

Mark Sandvig

Loan officer

1906 Keokuk St

Iowa City, IA 52244

(319) 356-5946

msandvig@midwestone.com

Barry Green

Loan officer

1906 Keokuk St

Iowa City, IA 52244

(319) 356-5838

bgreen@midwestone.com

Address

500 Iowa Ave

Iowa City, IA

Contact

(319) 341-4510

Fax (301) 639-0804

jasonspengler@uiccu.org

Address

500 Iowa Ave

Iowa City, IA

Contact

(319) 248-7128

Fax (301) 639-0804

scottlangenberg@uiccu.org

Address

500 Iowa Ave

Iowa City, IA

Contact

(319) 341-2213

Fax (301) 639-0804

patrickjohn@uiccu.org

Refinancing News for Iowa City, Iowa 52244