Compare Today’s Refinance Rates for Iowa Falls, Iowa 50126
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Iowa Falls, Iowa 50126.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Iowa Falls, Iowa 50126. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,643 or $10 per month in Iowa Falls and other parts of Hardin county.
Summary of Average Refinances in Iowa Falls, Iowa 50126
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Interactive Refinance Rate Projections for Iowa Falls, Iowa 50126
Pureloan has developed an interactive chart to monitor the five largest local lenders in Iowa Falls, IA 50126, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Iowa Falls, Iowa 50126 from 2024 - 2016
The following historical data provides insights into refinancing trends in Iowa Falls, Iowa and the surrounding Hardin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.50% | 49.45% | 45.89% | 49.73% | 66.67% | 65.38% | 58.67% | 57.84% | 51.87% |
| avg refi rate | 6.19% | 3.58% | 2.90% | 3.15% | 4.15% | 4.40% | 4.03% | 3.78% | 3.97% |
| % 15 year fixed refinance | 12.50% | 36.81% | 34.57% | 32.90% | 18.45% | 29.49% | 30.67% | 26.49% | 33.61% |
| avg refi rate | 5.38% | 2.72% | 2.39% | 2.70% | 3.55% | 3.65% | 3.15% | 3.00% | 3.26% |
| Avg credit score | 740.00 | 755.05 | 764.84 | 770.19 | 754.89 | 752.46 | 761.43 | 760.80 | 757.78 |
| Avg LTV (loan to value) | 59.00% | 66.49% | 67.68% | 70.33% | 72.79% | 69.23% | 69.10% | 72.59% | 73.31% |
| Avg DTI (debt to income) | 31.50 | 31.07 | 29.95 | 28.71 | 32.54 | 33.05 | 31.46 | 30.61 | 30.21 |
| Avg refinance insurance % | 7.50% | 2.09% | 2.73% | 3.94% | 6.61% | 3.40% | 3.73% | 4.65% | 4.43% |
Best Refinance Brokers around Iowa Falls, Iowa 50126
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Iowa Falls, Iowa 50126, we have compiled a list of top refinance brokers to assist you in the process.
Sarah Winger
Consumer Loans
PO Box 790
Iowa Falls, IA 50126
(800) 648-2544
swinger@greenbeltbank.com
Ryan Porath
Vice President: Consumer Loans
PO Box 790
Iowa Falls, IA 50126
(800) 648-2544
rporath@greenbeltbank.com
Prentice Lofstedt
Consumer Loans
PO Box 790
Iowa Falls, IA 50126
(800) 648-2544
plofstedt@greenbeltbank.com
Stephanie Kiewiet
Consumer Loans
PO Box 790
Iowa Falls, IA 50126
(800) 648-2544
skiewiet@greenbeltbank.com
Jean Jungling
Vice President: Consumer Loans
PO Box 790
Iowa Falls, IA 50126
(800) 648-2544
jjungling@greenbeltbank.com
Address
PO Box 790
Iowa Falls, IA
Contact
(800) 648-2544
Fax (301) 639-0804
swinger@greenbeltbank.com
Address
PO Box 790
Iowa Falls, IA
Contact
(800) 648-2544
Fax (301) 639-0804
rporath@greenbeltbank.com
Address
PO Box 790
Iowa Falls, IA
Contact
(800) 648-2544
Fax (301) 639-0804
plofstedt@greenbeltbank.com