Compare Today’s Refinance Rates for Jesup, Iowa 50648
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Jesup, Iowa 50648.
With a 30-year amortization refinance in Jesup and surrounding areas of Buchanan county, our calculations show that you can expect to save up to $7,587 over the lifetime of your mortgage, or a monthly savings of $21. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Jesup, Iowa 50648.
Summary of Average Refinances in Jesup, Iowa 50648
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Interactive Refinance Rate Projections for Jesup, Iowa 50648
Pureloan has developed an interactive chart to monitor the five largest local lenders in Jesup, IA 50648, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Jesup, Iowa 50648 from 2024 - 2016
The following historical data provides insights into refinancing trends in Jesup, Iowa and the surrounding Buchanan county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 60.00% | 60.83% | 55.57% | 49.33% | 67.65% | 61.90% | 47.96% | 66.28% | 52.05% |
avg refi rate | 5.91% | 3.55% | 2.83% | 3.08% | 4.08% | 4.27% | 4.10% | 3.65% | 3.77% |
% 15 year fixed refinance | 20.00% | 28.33% | 32.83% | 39.05% | 26.47% | 26.98% | 36.73% | 19.77% | 32.19% |
avg refi rate | 5.75% | 3.04% | 2.34% | 2.54% | 3.56% | 3.53% | 3.08% | 2.80% | 3.01% |
Avg credit score | 766.80 | 744.00 | 760.61 | 768.21 | 754.25 | 745.14 | 745.21 | 751.80 | 759.08 |
Avg LTV (loan to value) | 72.20% | 69.80% | 70.48% | 71.47% | 75.76% | 72.32% | 76.87% | 75.30% | 71.64% |
Avg DTI (debt to income) | 30.00 | 32.62 | 29.58 | 29.11 | 31.03 | 31.67 | 31.09 | 29.13 | 30.72 |
Avg refinance insurance % | 7.40% | 3.77% | 3.98% | 5.47% | 8.70% | 4.13% | 6.47% | 6.44% | 3.31% |
Best Refinance Brokers around Jesup, Iowa 50648
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Jesup, Iowa 50648, we have compiled a list of top refinance brokers to assist you in the process.
Jared Schmit
Loan Officer
PO Box 703
Jesup, IA 50648
(319) 874-4336
jared.schmit@fsb1879.com
Chad Kaeppel
Loan Officer
PO Box 1009
Cedar Falls, IA 50648
(319) 266-7531
chad@cfccu.org
Scott Becker
Assist.VP/Loan Officer
1306 5th Streeet
Gilbertville, IA 50648
(319) 296-1410
scott.becker@fsb1879.com
Heidi Abben
Loan Officers
PO Box 837
Waverly, IA 50648
(319) 352-1340
heidi.abben@myfnbbank.com
Shirley McKenzie
Loan Officer
PO Box 837
Waverly, IA 50648
(319) 483-4829
shirley.mckenzie@myfnbbank.com
Address
PO Box 703
Jesup, IA
Contact
(319) 874-4336
Fax (301) 639-0804
jared.schmit@fsb1879.com
Address
PO Box 1009
Cedar Falls, IA
Contact
(319) 266-7531
Fax (301) 639-0804
chad@cfccu.org
Address
1306 5th Streeet
Gilbertville, IA
Contact
(319) 296-1410
Fax (301) 639-0804
scott.becker@fsb1879.com