Compare Today’s Refinance Rates for Johnston, Iowa 50131
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Johnston, Iowa 50131.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,848 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Johnston and other areas of Polk county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Johnston, Iowa 50131
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Interactive Refinance Rate Projections for Johnston, Iowa 50131
Pureloan has developed an interactive chart to monitor the five largest local lenders in Johnston, IA 50131, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Johnston, Iowa 50131 from 2024 - 2016
The following historical data provides insights into refinancing trends in Johnston, Iowa and the surrounding Polk county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.50% | 49.45% | 45.89% | 49.73% | 66.67% | 65.38% | 58.67% | 57.84% | 51.87% |
avg refi rate | 6.19% | 3.58% | 2.90% | 3.15% | 4.15% | 4.40% | 4.03% | 3.78% | 3.97% |
% 15 year fixed refinance | 12.50% | 36.81% | 34.57% | 32.90% | 18.45% | 29.49% | 30.67% | 26.49% | 33.61% |
avg refi rate | 5.38% | 2.72% | 2.39% | 2.70% | 3.55% | 3.65% | 3.15% | 3.00% | 3.26% |
Avg credit score | 740.00 | 755.05 | 764.84 | 770.19 | 754.89 | 752.46 | 761.43 | 760.80 | 757.78 |
Avg LTV (loan to value) | 59.00% | 66.49% | 67.68% | 70.33% | 72.79% | 69.23% | 69.10% | 72.59% | 73.31% |
Avg DTI (debt to income) | 31.50 | 31.07 | 29.95 | 28.71 | 32.54 | 33.05 | 31.46 | 30.61 | 30.21 |
Avg refinance insurance % | 7.50% | 2.09% | 2.73% | 3.94% | 6.61% | 3.40% | 3.73% | 4.65% | 4.43% |
Best Refinance Brokers around Johnston, Iowa 50131
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Johnston, Iowa 50131, we have compiled a list of top refinance brokers to assist you in the process.
Tim Wells
Loan Processor
8831 Thomas Ave. Suite #100
Johnston, IA 50131
(515) 867-2728
timw@premierla.org
May Vongphakdy
Loan Assistant
8831 Thomas Ave. Suite #100
Johnston, IA 50131
(515) 280-2108
mayv@premierla.org
Sheila Strand
Loan Processor
8831 Thomas Ave. Suite #100
Johnston, IA 50131
(515) 245-3546
sheilas@premiercu.org
Dawn Saterfield
Loan Processor
8831 Thomas Ave. Suite #100
Johnston, IA 50131
(515) 867-2716
dawns@premierla.org
Scott Riemenschneider
Loan Processor
8831 Thomas Ave. Suite #100
Johnston, IA 50131
(712) 251-2500
scottr@premierla.org
Address
8831 Thomas Ave. Suite #100
Johnston, IA
Contact
(515) 867-2728
Fax (301) 639-0804
timw@premierla.org
Address
8831 Thomas Ave. Suite #100
Johnston, IA
Contact
(515) 280-2108
Fax (301) 639-0804
mayv@premierla.org
Address
8831 Thomas Ave. Suite #100
Johnston, IA
Contact
(515) 245-3546
Fax (301) 639-0804
sheilas@premiercu.org