Compare Today’s Refinance Rates for Joice, Iowa 50446
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Joice, Iowa 50446.
With a 30-year amortization refinance in Joice and surrounding areas of Worth county, our calculations show that you can expect to save up to $5,019 over the lifetime of your mortgage, or a monthly savings of $14. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Joice, Iowa 50446.
Summary of Average Refinances in Joice, Iowa 50446
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Interactive Refinance Rate Projections for Joice, Iowa 50446
Pureloan has developed an interactive chart to monitor the five largest local lenders in Joice, IA 50446, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Joice, Iowa 50446 from 2024 - 2016
The following historical data provides insights into refinancing trends in Joice, Iowa and the surrounding Worth county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 66.67% | 48.94% | 36.77% | 38.46% | 50.00% | 50.00% | 44.44% | 50.00% | 47.69% |
avg refi rate | 5.19% | 3.88% | 2.87% | 2.99% | 3.87% | 4.38% | 3.90% | 3.65% | 3.85% |
% 15 year fixed refinance | 38.30% | 45.02% | 45.01% | 32.50% | 50.00% | 50.79% | 36.11% | 36.92% | |
avg refi rate | 2.85% | 2.33% | 2.46% | 3.70% | 3.68% | 3.11% | 2.86% | 2.93% | |
Avg credit score | 743.33 | 731.72 | 752.74 | 783.57 | 751.73 | 735.17 | 752.75 | 760.75 | 744.60 |
Avg LTV (loan to value) | 79.00% | 65.83% | 67.48% | 68.35% | 69.48% | 69.58% | 70.48% | 72.43% | 73.14% |
Avg DTI (debt to income) | 34.00 | 32.64 | 28.81 | 28.52 | 28.90 | 30.33 | 30.67 | 28.40 | 29.77 |
Avg refinance insurance % | 8.00% | 4.98% | 3.43% | 2.91% | 5.53% | 1.00% | 4.84% | 6.00% | 3.55% |
Best Refinance Brokers around Joice, Iowa 50446
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Joice, Iowa 50446, we have compiled a list of top refinance brokers to assist you in the process.
Scott Drexler
Loan Officer
106 W Main St
Lake Mills, IA 50446
(641) 592-0041
sdrexler@mbtbank.com
Brian Knudtson
Loan Officer
106 W Main St
Lake Mills, IA 50446
(641) 592-0041
bknudtson@mbtbank.com
Drew Gappa
Loan Officer
900 Central Avenue
Northwood, IA 50446
(641) 324-1023
drew.gappa@nsbbank.com
Jeff Reimers
Vice President/ Loan Officer
900 Central Avenue
Northwood, IA 50446
(641) 324-1023
jeff.reimers@nsbbank.com
Aaron Carman
Senior loan officer
2650 4th St SW
Mason City, IA 50446
(641) 324-1023
aaron.carman@nsbbank.com
Address
106 W Main St
Lake Mills, IA
Contact
(641) 592-0041
Fax (301) 639-0804
sdrexler@mbtbank.com
Address
106 W Main St
Lake Mills, IA
Contact
(641) 592-0041
Fax (301) 639-0804
bknudtson@mbtbank.com
Address
900 Central Avenue
Northwood, IA
Contact
(641) 324-1023
Fax (301) 639-0804
drew.gappa@nsbbank.com