Compare Today’s Refinance Rates for Kingsley, Iowa 51028
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Kingsley, Iowa 51028.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Kingsley, Iowa 51028. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,136 or $14 per month in Kingsley and other parts of Plymouth county.
42.619057
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Summary of Average Refinances in Kingsley, Iowa 51028
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Kingsley, Iowa 51028
Pureloan has developed an interactive chart to monitor the five largest local lenders in Kingsley, IA 51028, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Kingsley, Iowa 51028 from 2024 - 2016
The following historical data provides insights into refinancing trends in Kingsley, Iowa and the surrounding Plymouth county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 57.14% | 54.69% | 52.94% | 48.12% | 70.59% | 62.22% | 52.31% | 43.80% | 44.44% |
| avg refi rate | 6.03% | 4.08% | 2.85% | 3.04% | 3.97% | 4.32% | 4.06% | 3.70% | 3.86% |
| % 15 year fixed refinance | 28.57% | 23.44% | 33.01% | 36.20% | 25.49% | 22.22% | 30.77% | 50.41% | 40.74% |
| avg refi rate | 5.44% | 3.10% | 2.28% | 2.58% | 3.36% | 3.77% | 3.16% | 2.84% | 3.03% |
| Avg credit score | 757.14 | 739.92 | 753.81 | 762.16 | 759.57 | 747.76 | 739.49 | 756.75 | 755.65 |
| Avg LTV (loan to value) | 53.29% | 69.28% | 69.12% | 70.58% | 77.14% | 71.98% | 72.20% | 69.17% | 69.77% |
| Avg DTI (debt to income) | 30.71 | 32.77 | 29.99 | 28.32 | 31.20 | 30.89 | 32.09 | 28.45 | 27.86 |
| Avg refinance insurance % | 1.71% | 4.25% | 4.69% | 3.56% | 8.82% | 4.33% | 4.14% | 4.02% | 4.23% |
Best Refinance Brokers around Kingsley, Iowa 51028
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Kingsley, Iowa 51028, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Trey Else
Loan Officer
PO Box 110
Holstein, IA 51028
(712) 368-2220
telse@nevadacb.com
Holly June
Loan Officer
251 Reed St
Akron, IA 51028
(712) 568-2472
hjune@snbonline.com
Janelle Noreen
Loan Officer
251 Reed St
Akron, IA 51028
(712) 568-2472
jnoreen@snbonline.com
Julie Schmidt
Loan Officer
251 Reed St
Akron, IA 51028
(712) 568-2472
jschmidt@snbonline.com
Victor Hendriks
Loan Officer
202 1st St
Sergeant Bluff, IA 51028
(712) 244-5543
vhendriks@pioneerbanks.com
Address
PO Box 110
Holstein, IA
Contact
(712) 368-2220
Fax (301) 639-0804
telse@nevadacb.com
Address
251 Reed St
Akron, IA
Contact
(712) 568-2472
Fax (301) 639-0804
hjune@snbonline.com
Address
251 Reed St
Akron, IA
Contact
(712) 568-2472
Fax (301) 639-0804
jnoreen@snbonline.com