Compare Today’s Refinance Rates for Lacona, Iowa 50139
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lacona, Iowa 50139.
With a 30-year amortization refinance in Lacona and surrounding areas of Warren county, our calculations show that you can expect to save up to $5,836 over the lifetime of your mortgage, or a monthly savings of $16. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Lacona, Iowa 50139.
Summary of Average Refinances in Lacona, Iowa 50139
Become a certified mortgage expert on Pureloan.com
in Lacona, Iowa 50139
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Lacona, Iowa 50139
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lacona, IA 50139, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lacona, Iowa 50139 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lacona, Iowa and the surrounding Warren county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.50% | 49.45% | 45.89% | 49.73% | 66.67% | 65.38% | 58.67% | 57.84% | 51.87% |
avg refi rate | 6.19% | 3.58% | 2.90% | 3.15% | 4.15% | 4.40% | 4.03% | 3.78% | 3.97% |
% 15 year fixed refinance | 12.50% | 36.81% | 34.57% | 32.90% | 18.45% | 29.49% | 30.67% | 26.49% | 33.61% |
avg refi rate | 5.38% | 2.72% | 2.39% | 2.70% | 3.55% | 3.65% | 3.15% | 3.00% | 3.26% |
Avg credit score | 740.00 | 755.05 | 764.84 | 770.19 | 754.89 | 752.46 | 761.43 | 760.80 | 757.78 |
Avg LTV (loan to value) | 59.00% | 66.49% | 67.68% | 70.33% | 72.79% | 69.23% | 69.10% | 72.59% | 73.31% |
Avg DTI (debt to income) | 31.50 | 31.07 | 29.95 | 28.71 | 32.54 | 33.05 | 31.46 | 30.61 | 30.21 |
Avg refinance insurance % | 7.50% | 2.09% | 2.73% | 3.94% | 6.61% | 3.40% | 3.73% | 4.65% | 4.43% |
Best Refinance Brokers around Lacona, Iowa 50139
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lacona, Iowa 50139, we have compiled a list of top refinance brokers to assist you in the process.
Ashley Johnston
Ag and Consumer Lending
116 W State St
Jefferson, IA 50139
(515) 386-4848
ajohnston@ptsbank.com
Chad Leighty
Business and Ag Lending
116 W State St
Jefferson, IA 50139
(515) 386-4848
cleighty@ptsbank.com
David Pedersen
Ag Lending
116 W State St
Jefferson, IA 50139
(515) 386-4848
dpedersen@ptsbank.com
Doug Carman
Loan Officer
116 W State St
Jefferson, IA 50139
(515) 386-4848
dcarman@ptsbank.com
Teresa Hagen
Loan Officer
116 W State St
Jefferson, IA 50139
(515) 386-4848
thagen@ptsbank.com
Address
116 W State St
Jefferson, IA
Contact
(515) 386-4848
Fax (301) 639-0804
ajohnston@ptsbank.com
Address
116 W State St
Jefferson, IA
Contact
(515) 386-4848
Fax (301) 639-0804
cleighty@ptsbank.com
Address
116 W State St
Jefferson, IA
Contact
(515) 386-4848
Fax (301) 639-0804
dpedersen@ptsbank.com