Compare Today’s Refinance Rates for Ladora, Iowa 52251
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Ladora, Iowa 52251.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Ladora, Iowa 52251. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,974 or $8 per month in Ladora and other parts of Iowa county.
Summary of Average Refinances in Ladora, Iowa 52251
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Interactive Refinance Rate Projections for Ladora, Iowa 52251
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ladora, IA 52251, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ladora, Iowa 52251 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ladora, Iowa and the surrounding Iowa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 58.74% | 50.50% | 54.88% | 57.25% | 61.25% | 43.93% | 51.10% | 51.72% |
avg refi rate | 6.17% | 3.61% | 2.84% | 3.09% | 3.90% | 4.29% | 3.87% | 3.74% | 3.75% |
% 15 year fixed refinance | 25.00% | 33.57% | 35.34% | 34.99% | 29.71% | 32.50% | 44.86% | 40.11% | 26.44% |
avg refi rate | 5.00% | 2.72% | 2.33% | 2.62% | 3.43% | 3.54% | 3.16% | 2.84% | 2.97% |
Avg credit score | 748.38 | 747.97 | 761.77 | 767.98 | 756.26 | 752.93 | 757.66 | 760.02 | 764.15 |
Avg LTV (loan to value) | 67.75% | 64.62% | 68.88% | 70.08% | 70.30% | 71.00% | 68.59% | 72.86% | 69.22% |
Avg DTI (debt to income) | 30.75 | 32.09 | 29.88 | 28.99 | 31.28 | 32.18 | 29.64 | 30.45 | 28.64 |
Avg refinance insurance % | 6.88% | 2.78% | 2.98% | 4.24% | 4.03% | 3.84% | 3.37% | 4.36% | 1.48% |
Best Refinance Brokers around Ladora, Iowa 52251
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ladora, Iowa 52251, we have compiled a list of top refinance brokers to assist you in the process.
Jeff Yates
Loan Officer
345 Highway 151 W
Walford, IA 52251
(319) 846-2650
Jeff.Yates@bankatcentral.com
Ed Walter
Loan Officer
345 Highway 151 W
Walford, IA 52251
(319) 846-2650
Edward.Walter@bankatcentral.com
Donn Patience
Loan Officer
345 Highway 151 W
Walford, IA 52251
(319) 846-2650
Donn.Patience@bankatcentral.com
Mary Schmidt
Loan Officer
10030 Highway 149
North English, IA 52251
(319) 664-3311
mschmidt@midwestone.com
Justin Dix
Loan Officer
PO Box 188
Mount Vernon, IA 52251
(319) 895-8835
jdix@mountvernonbank.com
Address
345 Highway 151 W
Walford, IA
Contact
(319) 846-2650
Fax (301) 639-0804
Jeff.Yates@bankatcentral.com
Address
345 Highway 151 W
Walford, IA
Contact
(319) 846-2650
Fax (301) 639-0804
Edward.Walter@bankatcentral.com
Address
345 Highway 151 W
Walford, IA
Contact
(319) 846-2650
Fax (301) 639-0804
Donn.Patience@bankatcentral.com