Compare Today’s Refinance Rates for Lake Park, Iowa 51347
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Lake Park, Iowa 51347.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Lake Park, Iowa 51347. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,946 or $11 per month in Lake Park and other parts of Dickinson county.
Summary of Average Refinances in Lake Park, Iowa 51347
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Interactive Refinance Rate Projections for Lake Park, Iowa 51347
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lake Park, IA 51347, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lake Park, Iowa 51347 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lake Park, Iowa and the surrounding Dickinson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.89% | 32.10% | 21.88% | 53.33% | 77.78% | 40.00% | 35.71% | 66.67% |
avg refi rate | 5.88% | 4.65% | 2.94% | 2.96% | 4.02% | 4.55% | 3.95% | 3.77% | 3.97% |
% 15 year fixed refinance | 15.79% | 48.15% | 53.13% | 26.67% | 22.22% | 48.00% | 35.71% | 23.81% | |
avg refi rate | 2.38% | 2.36% | 2.54% | 3.38% | 4.19% | 3.19% | 2.98% | 3.15% | |
Avg credit score | 733.00 | 734.63 | 755.30 | 762.57 | 756.87 | 736.56 | 742.44 | 747.93 | 755.14 |
Avg LTV (loan to value) | 73.33% | 69.16% | 67.05% | 65.78% | 73.80% | 74.67% | 71.48% | 64.14% | 70.00% |
Avg DTI (debt to income) | 25.33 | 30.53 | 28.53 | 28.14 | 24.73 | 32.11 | 32.32 | 25.36 | 28.00 |
Avg refinance insurance % | 8.33% | 0.63% | 3.63% | 3.20% | 4.80% | 2.00% | 1.96% | 2.14% | 3.81% |
Best Refinance Brokers around Lake Park, Iowa 51347
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lake Park, Iowa 51347, we have compiled a list of top refinance brokers to assist you in the process.
Jeremy Helmers
Loan Officer
PO Box 979
Okoboji, IA 51347
(712) 332-7000
jhelmers@bankmidwest.com
Bethany Huseman
Market Leader
1802 Okoboji Avenue
Milford, IA 51347
(712) 338-2411
bhuseman@bank-northwest.com
Sid Fitch
Loan Officer
PO Box 7980
Spencer, IA 51347
(712) 262-3340
sid@farmerstrust.com
Kent Nelson
Loan Officer
PO Box 7980
Spencer, IA 51347
(712) 262-3340
kent@farmerstrust.com
Michael P Bryan
Senior Loan Officer
PO Box 7980
Spencer, IA 51347
(712) 262-3340
michael@farmerstrust.com
Address
PO Box 979
Okoboji, IA
Contact
(712) 332-7000
Fax (301) 639-0804
jhelmers@bankmidwest.com
Address
1802 Okoboji Avenue
Milford, IA
Contact
(712) 338-2411
Fax (301) 639-0804
bhuseman@bank-northwest.com
Address
PO Box 7980
Spencer, IA
Contact
(712) 262-3340
Fax (301) 639-0804
sid@farmerstrust.com