Compare Today’s Refinance Rates for Lanesboro, Iowa 51451
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Lanesboro, Iowa 51451.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Lanesboro, Iowa 51451. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,003 or $19 per month in Lanesboro and other parts of Carroll county.
Summary of Average Refinances in Lanesboro, Iowa 51451
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Interactive Refinance Rate Projections for Lanesboro, Iowa 51451
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lanesboro, IA 51451, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lanesboro, Iowa 51451 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lanesboro, Iowa and the surrounding Carroll county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.89% | 32.10% | 21.88% | 53.33% | 77.78% | 40.00% | 35.71% | 66.67% |
avg refi rate | 5.88% | 4.65% | 2.94% | 2.96% | 4.02% | 4.55% | 3.95% | 3.77% | 3.97% |
% 15 year fixed refinance | 15.79% | 48.15% | 53.13% | 26.67% | 22.22% | 48.00% | 35.71% | 23.81% | |
avg refi rate | 2.38% | 2.36% | 2.54% | 3.38% | 4.19% | 3.19% | 2.98% | 3.15% | |
Avg credit score | 733.00 | 734.63 | 755.30 | 762.57 | 756.87 | 736.56 | 742.44 | 747.93 | 755.14 |
Avg LTV (loan to value) | 73.33% | 69.16% | 67.05% | 65.78% | 73.80% | 74.67% | 71.48% | 64.14% | 70.00% |
Avg DTI (debt to income) | 25.33 | 30.53 | 28.53 | 28.14 | 24.73 | 32.11 | 32.32 | 25.36 | 28.00 |
Avg refinance insurance % | 8.33% | 0.63% | 3.63% | 3.20% | 4.80% | 2.00% | 1.96% | 2.14% | 3.81% |
Best Refinance Brokers around Lanesboro, Iowa 51451
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lanesboro, Iowa 51451, we have compiled a list of top refinance brokers to assist you in the process.
Kevin Bogardus
Home Mortgage Consultant
900 Woodbury Ave Ste 5B
Council Bluffs, IA 51451
(712) 325-2660
kevin.bogardus@wellsfargo.com
Mellody Fairbanks
Home Mortgage Consultant
900 Woodbury Ave Ste 5B
Council Bluffs, IA 51451
(712) 325-2660
mellody.fairbanks@wellsfargo.com
Jeffrey Gillespie
Home Mortgage Consultant
900 Woodbury Ave Ste 5B
Council Bluffs, IA 51451
(712) 325-2660
jeffrey.gillespie@wellsfargo.com
Bradley Hamel
Home Mortgage Consultant
900 Woodbury Ave Ste 5B
Council Bluffs, IA 51451
(712) 325-2660
bradley.hamel@wellsfargo.com
Brian Heese
Home Mortgage Consultant
900 Woodbury Ave Ste 5B
Council Bluffs, IA 51451
(712) 325-2660
brian.heese@wellsfargo.com
Address
900 Woodbury Ave Ste 5B
Council Bluffs, IA
Contact
(712) 325-2660
Fax (301) 639-0804
kevin.bogardus@wellsfargo.com
Address
900 Woodbury Ave Ste 5B
Council Bluffs, IA
Contact
(712) 325-2660
Fax (301) 639-0804
mellody.fairbanks@wellsfargo.com
Address
900 Woodbury Ave Ste 5B
Council Bluffs, IA
Contact
(712) 325-2660
Fax (301) 639-0804
jeffrey.gillespie@wellsfargo.com