Compare Today’s Refinance Rates for Lansing, Iowa 52151
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lansing, Iowa 52151.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $2,801 over the lifetime of your mortgage, which translates to a monthly savings of $8 in Lansing and other areas of Allamakee county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Lansing, Iowa 52151
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Interactive Refinance Rate Projections for Lansing, Iowa 52151
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lansing, IA 52151, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lansing, Iowa 52151 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lansing, Iowa and the surrounding Allamakee county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 54.29% | 50.26% | 50.19% | 69.57% | 56.06% | 46.09% | 40.00% | 60.10% |
| avg refi rate | 5.96% | 3.72% | 2.84% | 3.26% | 3.96% | 4.23% | 3.86% | 3.59% | 3.74% |
| % 15 year fixed refinance | 28.57% | 32.80% | 31.46% | 17.39% | 30.30% | 42.61% | 45.33% | 23.83% | |
| avg refi rate | 3.03% | 2.35% | 2.75% | 3.24% | 3.68% | 2.97% | 2.72% | 2.94% | |
| Avg credit score | 755.67 | 729.71 | 751.29 | 760.39 | 760.21 | 753.56 | 762.76 | 768.26 | 759.49 |
| Avg LTV (loan to value) | 64.00% | 65.31% | 68.01% | 71.91% | 74.29% | 68.21% | 65.65% | 67.45% | 68.89% |
| Avg DTI (debt to income) | 36.67 | 34.49 | 31.68 | 31.00 | 31.30 | 33.45 | 30.85 | 30.22 | 30.48 |
| Avg refinance insurance % | 4.00% | 2.11% | 2.80% | 4.33% | 6.30% | 2.58% | 2.13% | 2.33% | 2.22% |
Best Refinance Brokers around Lansing, Iowa 52151
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lansing, Iowa 52151, we have compiled a list of top refinance brokers to assist you in the process.
Tracy Nydegger
Loan officer
370 Main Street
Lansing, IA 52151
(563) 422-6072
tnydegger@kerndtbrothers.com
Sarah Netolicky
Loan officer
370 Main Street
Lansing, IA 52151
(319) 378-8100
snetolicky@kerndtbrothers.com
Morgan Miller
Loan officer
370 Main Street
Lansing, IA 52151
(319) 378-8100
mdarrow@kerndtbrothers.com
Julie Papp
Loan officer
370 Main Street
Lansing, IA 52151
(563) 538-4231
jpapp@kerndtbrothers.com
Cindy Hoyme
Loan officer
370 Main Street
Lansing, IA 52151
(563) 382-2228
choyme@kerndtbrothers.com
Address
370 Main Street
Lansing, IA
Contact
(563) 422-6072
Fax (301) 639-0804
tnydegger@kerndtbrothers.com
Address
370 Main Street
Lansing, IA
Contact
(319) 378-8100
Fax (301) 639-0804
snetolicky@kerndtbrothers.com
Address
370 Main Street
Lansing, IA
Contact
(319) 378-8100
Fax (301) 639-0804
mdarrow@kerndtbrothers.com