Compare Today’s Refinance Rates for Lawler, Iowa 52154
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Lawler, Iowa 52154.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Lawler, Iowa 52154. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,185 or $6 per month in Lawler and other parts of Chickasaw county.
Summary of Average Refinances in Lawler, Iowa 52154
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Interactive Refinance Rate Projections for Lawler, Iowa 52154
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lawler, IA 52154, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lawler, Iowa 52154 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lawler, Iowa and the surrounding Chickasaw county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 54.29% | 50.26% | 50.19% | 69.57% | 56.06% | 46.09% | 40.00% | 60.10% |
avg refi rate | 5.96% | 3.72% | 2.84% | 3.26% | 3.96% | 4.23% | 3.86% | 3.59% | 3.74% |
% 15 year fixed refinance | 28.57% | 32.80% | 31.46% | 17.39% | 30.30% | 42.61% | 45.33% | 23.83% | |
avg refi rate | 3.03% | 2.35% | 2.75% | 3.24% | 3.68% | 2.97% | 2.72% | 2.94% | |
Avg credit score | 755.67 | 729.71 | 751.29 | 760.39 | 760.21 | 753.56 | 762.76 | 768.26 | 759.49 |
Avg LTV (loan to value) | 64.00% | 65.31% | 68.01% | 71.91% | 74.29% | 68.21% | 65.65% | 67.45% | 68.89% |
Avg DTI (debt to income) | 36.67 | 34.49 | 31.68 | 31.00 | 31.30 | 33.45 | 30.85 | 30.22 | 30.48 |
Avg refinance insurance % | 4.00% | 2.11% | 2.80% | 4.33% | 6.30% | 2.58% | 2.13% | 2.33% | 2.22% |
Best Refinance Brokers around Lawler, Iowa 52154
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lawler, Iowa 52154, we have compiled a list of top refinance brokers to assist you in the process.
Laurie Henkels
Loan Officer
208 Edgar St
Marquette, IA 52154
(563) 873-3553
Laurie.Henkels@bankatcentral.com
Beverly Towle
Loan Officer
208 Edgar St
Marquette, IA 52154
(563) 873-3553
Beverly.Towle@bankatcentral.com
Emily Hook
Loan Officer
PO Box 607
Monona, IA 52154
(563) 539-2015
ehook@freedombnk.com
Terry Johnson
Loan Officer
PO Box 607
Monona, IA 52154
(563) 539-2015
jtjohnson@freedombnk.com
Jim Moritz
Loan Officer
PO Box 607
Monona, IA 52154
(563) 539-2015
jmoritz@freedombnk.com
Address
208 Edgar St
Marquette, IA
Contact
(563) 873-3553
Fax (301) 639-0804
Laurie.Henkels@bankatcentral.com
Address
208 Edgar St
Marquette, IA
Contact
(563) 873-3553
Fax (301) 639-0804
Beverly.Towle@bankatcentral.com
Address
PO Box 607
Monona, IA
Contact
(563) 539-2015
Fax (301) 639-0804
ehook@freedombnk.com